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2� 15�8598 <br /> ��} "Lender'T �s H�m� F�dera� Sa�i ngs and Loan Assn of �rand I sl and <br /> Lender�s a S��i ngs �n� Loar� <br /> organized and ex�stzng under th��av�rs�f The State of Nebraska . <br /> Lender`s address is �2l South La�ust St Grand Isl and NE ��$�1 <br /> . <br /> Lender�s �he benef�ciary under th�s Securi�y �nstrument. <br /> �D� "Truste�" is Arend R BaaGk, Attarney <br /> 4E� "Note" means the pram�ssary na��s�gned by B�rrower and dated Decem�er 15, ��15 . Th�Na�e <br /> states�hat Barrawer owes Lender aN E �ll�IDR�D TH I RT��N T�OUSA�❑ F I V E HUND�ED <br /> FI FTY FIt1E AND aall�D <br /> Dallars �U.S. $113,55�.aa }plus inter�st. Borrower has pramised�o pay �h�s debt�n regular <br /> Periadic Payments and to pay the debt in full n�t la�er�han J a flu a ry l, 2�46 . <br /> �F� "Prc�perty" mean�the praper�y �ha��s d�scr�bed be�aw under�he heading "Transfer af Rights �n the <br /> Pr�p�r�y," <br /> {G3 "Loan" means �he d�bt��idenc��by the Note, p�us interes�, any pr�paymen�charges and�ate charg�s du� <br /> under the Nat�, and a�l sums du�und�r th�s Security Instrumen�, p�us znt�r�s�. <br /> �H j "R�de�s" means alI Rid�rs to this Securit� �nstrumen�that are execu�ed by Borrow�r. The fo��o��ng R�d�rs <br /> ar�to be execu�ed by Borrower�che�k box as app�icab�e�: <br /> �Adjustab��R.ate R�der 0 �flnd�m�n�um R.id�r � Second Home Rider <br /> 0 Bal�onn R�d�r 0 Planned Unit De�eiopmen�Rider [� 1�4 Fam�ly Rider <br /> 0 VA R.�der 0 Biv�eek�y Payment Rider [� ather�s} �specifya <br /> ��� "Applicable Law" means a�� con�roliing app�iGab�e f�d�ral, stat�and�ocal s�atutes, regulations, ordinances <br /> and administrati��ruies and orders �tha�have�he effect flf law} a��veli as�Il applicabl�final, nanµappealable <br /> judi�ial ap�n�ons. <br /> 4J� "�ommunity Assaciat�vn Dues, Fe�s, and Assessments" means a�� dues, fees, assessmen�s and ath�r <br /> charges that are zmposed on Borrower or�he Property by a candom�n�um asso��ation, horne��vners <br /> associat��n ar similar organization. <br /> �K� "Electroni� Funds Transfer" means any transfer of funds, other�han a transaction originated�y check, <br /> draf�, or similar paper instrument, which is �n�t�ated thraugh an electron�c termina�, teleph�nic instrument, <br /> c�mpu��r, nr magne�zc tape s� as ���rd�r, �nstruct, or author�ze a financ�al �ns�itution fia de�it or�red�t an <br /> account. Such�erm�nc�udes, �ut zs n�t lim�ted ta, poi�t-af-sale�ransf�rs, automated�e��er ma�hin� <br /> transactzans, transfers initiated by telephon�, wire transfers, and au�omated c�earinghause�ranSfers. <br /> �L} "Escrow �tems" means thase i�ems that are described in Se�t�on 3, <br /> �IV�� "Miscellanevus Proc��ds" means any��mpensation, settlement, award of dama��s, or pr�ceeds paid by <br /> any third party �ather than insurance proceeds pa�d under�he coverages described �n S�ct�on 5} for: �i� <br /> damage�a, or destruction af, �he Proper�y; �ii} condemnati�n ar other taking of all �r any par�a f the <br /> Property; �izi}con�eyance in �i�u�f c�ndemnation; or�iv}m�sr�presentations�f, ar om.issi�ns as �a, the <br /> �alue andlor cnndit��n of the Pro er�y. <br /> NESftASKA-5ingle�amily-Fannie MaelFreddie Mac UNIFQRM INSTRUMENT Farm 3�28 i 1�1 <br /> VMP� VMP�(N�j(13Q2� <br /> Wvtters Kluwer Financial 5er�ices Page Z vf 17' <br />