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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />- Witness - Witness <br />01'166 OICIYC,1( k (Seal) Tony 1- Garcia A clee - (SeaJ) <br />atricia Garcia -Borrower Tony Ivan Garcia Hernandez - Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />The foregoi instrument was acknowledged before me this /O day of <br />( by Patricia Garcia and Tony Ivim G rcia Hernandez. <br />Witness my hand and notarial seal at6 --r. - c(Z - ja-.c ,� in said County, the date aforesaid. <br />My Commission Expires: April 7, 2016 <br />I . <br />4 4 <br />I OiANiEI- .�N�Dfl+ <br />Notary Pu lic Daniel Roth <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Page 13 of 13 <br />IDS, Inc. <br />20.0850 <br />Form 3028 1(01 <br />