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201508478
<br />(a) all terms and provisions of the Note and Security Instrument (if any) providing for, implementing,
<br />or relating to, any change or adjustment in the rate of interest payable under the Note; and
<br />(b) all terms and provisions of any adjustable rate rider, or other instrument or document that is
<br />affixed to, wholly or partially incorporated into, or is part of, the Note or Security Instrument and
<br />that contains any such terms and provisions as those referred to in (a) above.
<br />5. Borrower understands and . agrees that:
<br />(a) All the rights and remedies, stipulations, and conditions contained in the Security Instrument
<br />relating to default in the making of payments under the Security Instrument shall also apply to
<br />default in the making of the modified payments hereunder.
<br />(b) All covenants, agreements, stipulations, and conditions in the Note and Security Instrument shall
<br />be and remain in full force and effect, except as herein modified, and none of the Borrower's
<br />obligations or liabilities under the Note and Security Instrument shall be diminished or released by
<br />any provisions hereof, nor shall this Agreement in any way impair, diminish, or affect any of
<br />Lender's rights under or remedies on the Note and Security Instrument, whether such rights or
<br />remedies arise thereunder or by operation of law. Also, all rights of recourse to which Lender is
<br />presently entitled against any property or any other persons in any way obligated for, or liable on,
<br />the Note and Security Instrument are expressly reserved by Lender.
<br />(c) Nothing in this Agreement shall be understood or construed to be a satisfaction or release in whole
<br />or in part of the Note and Security Instrument.
<br />(d) All costs and expenses incurred by Lender in connection with this Agreement, including recording
<br />fees, title examination, and attorney's fees, shall be paid by the Borrower and shall be secured by
<br />the Security Instrument, unless stipulated otherwise by Lender.
<br />(e) Borrower agrees to make and execute such other documents or papers as may be necessary or
<br />required to effectuate the terms and conditions of this Agreement which, if approved and accepted
<br />by Lender, shall bind and inure to the heirs, executors, administrators, and assigns of the
<br />Borrower.
<br />(f) Borrower authorizes Lender, and Lender's successors and assigns, to share Borrower information
<br />including, but not limited to (i) name, address, and telephone number, (ii) Social Security Number,
<br />(iii) credit score, (iv) income, (v) payment history, (vi) account balances and activity, including
<br />information about any modification or foreclosure relief programs, with Third Parties that can
<br />assist Lender and Borrower in obtaining a foreclosure prevention alternative, or otherwise provide
<br />support services related to Borrower's loan. For purposes of this section, Third Parties include a
<br />counseling agency, state or local Housing Finance Agency or similar entity, any insurer,
<br />guarantor, or servicer that insures, guarantees, or services Borrower's loan or any other mortgage
<br />loan secured by the Property on which Borrower is obligated, or to any companies that perform
<br />support services to them in connection with Borrower's loan.
<br />West Gate Bank- Lender
<br />Borrower consents to being contacted by Lender or Third Parties concerning mortgage assistance
<br />relating to Borrower's loan including the trial period plan to modify Borrower's loan, at any
<br />telephone number, including mobile telephone number, or email address Borrower has provided to
<br />Lender or Third Parties.
<br />By checking this box, Borrower also consents to be g contacted by text essaging O.
<br />By: 1 lilt . ilelAAWA/
<br />Mark W. Hansen
<br />I I J30 /i
<br />Date of Lender's Signature
<br />LOAN MODIFICATION AGREEMENT— Single Family — Fannie Mae UNIFORM INSTRUMENT Form 3179 1 /01 (rev. 04/14) (page 2 of 3)
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