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Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Charter West National Bank <br />RE-RECORDED <br />Lender is a Corporation <br />organized and existing under the laws of The State of Nebraska <br />Lender's address is 714 N Diers Ave <br />Grand Island, NE 68803 <br />(D) "Trustee" is Charter West National Bank 201 So Main St West Point NE 68788 <br />NEBRASKA- Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3028 -MERS 9/11 Page 1 of 13 Initials: MiI1/, <br />201508464 <br />ry <br />CD <br />l--� <br />CT, <br />CD <br />CD <br />C <br />[Space Above This Line For Recording Data] <br />When Recorded Return To: Loan No: 922325 <br />Charter West National Bank MIN: 1004167 - 0004000816 -2 <br />• 714 N Diers Ave Case No: 34 -34 -6- 0205107 <br />Grand Island, NE 68803 Parcel ID: 400436671 <br />DEED OF TRUST <br />THIS LOAN IS NOT ASSUMABLE WITHOUT THE <br />APPROVAL OF THE DEPARTMENT OF VETERANS <br />AFFAIRS OR ITS AUTHORIZED AGENT. <br />sal <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated July 22, 2015 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Rodney W VerHagen AND Crystal D VerHagen Husband and Wife <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />