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Witnesses: <br />STATE OF NEBRASKA, <br />RE 201508464 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />odney VerHagen <br />[Space Below This Line For Acknowledgment] <br />Hall <br />On this 22 nd day of July, 2015 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Rodney W VerHagen AND Crystal D VerHagen Husband and Wife <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his /her /their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br />My Commission expires: July 30, 2018 <br />I A GENERAL NOTARY - State of Nebraska / &' QQ iti <br />N ROBERTA L. REED 't/t <br />ems` .2+ My Comm. Exp. July 30, 2018 I Robe a L Reed <br />Loan Origination Company & NMLS Id: Charter West National Bank - 466077 <br />Loan Originator & NMLS Id.: Amy L Otto - 491143 <br />NEBRASKA- Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3028 -MERS 9/11 Page 13 of 13 <br />20150 50 ° <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />County ss: <br />-Notary Public <br />