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<br />DEED OF TRUST
<br />THIS DEED OF TRUST is made this 1st day of March
<br />EDWARD I. JOHNSON AND MARY S. JOHNSON JOINT AS
<br />HUSBAND AND WIFE
<br />Michael F. Kivett
<br />"Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD)
<br />a corporation organized and existing under the laws of Maryland
<br />address is 3415 WEST STATE STREET GRAND ISLAND NE 68803
<br />"Lender ").
<br />,0. a.
<br />, 2001 among the Trustor,
<br />`10
<br />(herein "Borrower "), C"
<br />(herein �a
<br />whose
<br />(herein
<br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants
<br />and conveys to Trustee, in trust, with power of sale, the following described property located in the County of
<br />HALL , State of Nebraska:
<br />ALL THAT PARCEL OF LAND IN HALL COUNTY STATE OF NEBRASKA AS
<br />DESCBRIBED IN DEED BOOK 86, PAGE 103002, ID# 400100258, BEING KNOWN
<br />AND DESIGNATED AS THE SOUTHERLY 2.50 FEET OF LOT 13 AND ALL OF LOT 15,
<br />BLOCK 10, UNIVERSITY PLACE, AN ADDITION TO THE CITY OF GRAND ISLAND,
<br />HALL COUNTY, NE, AND THE NORTH HALF OF THE EAST 132 FEET OF VACATED
<br />PROSPECT STREET BETWEEN BLOCK 10 AND 15 MORE PARTICULARLY DESCRIBED
<br />AS FOLLOWS: COMMENCING AT THE SOUTHWEST CORNER OF LOT 15, BLOCK 10,
<br />UNIVERSITY PLACE AN ADDITION TO THE CITY OF GRAND ISLAND, THENCE
<br />EASTERLY ALONG AND UPON THE SOUTHERLY BOUNDARY LINE OF LOT 15, BLOCK
<br />10, UNIVERSITY PLACE, A DISTANCE OF 132 FEET, THENCE SOUTHERLY 35
<br />THENCE WESTERLY PARALLEL TO THE SOUTHERLY BOUNDARY LINE OF LOT 15
<br />BLOCK 10, UNIVERSITY PLACE, A DISTANCE OF 132 FEET, THENCE NORTHERLY
<br />35 FEET TO THE POINT OF BEGINNING IN HALL COUNTY, NEBRASKA.
<br />which has the address of 2204 N HOWARD AVE
<br />Nebraska 6 8 8 0 3 (herein "Property Address ");
<br />I CrlJW kll 40 -11001
<br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights,
<br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such
<br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the
<br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter
<br />referred to as the "Property ";
<br />WHEREAS, Borrower is indebted to Lender in the principal sum of $ 12, 000.00 or so much
<br />thereof as may be advanced pursuant to Borrower's Home Equity Line of Credit Agreement and Disclosure Statement
<br />dated 03/01/2001 and any extensions and renewals thereof (herein "Note ") providing for monthly installments, and
<br />interest at the rate and under the terms specified in the Note, including any adjustments in the interest rate if that rate is
<br />variable, and providing for a credit limit stated in the principal sum above and an initial advance of $ 0.00 ;
<br />TO SECURE to Lender the repayment of the indebtedness, including future advances, evidenced by Borrower's
<br />Note, with interest thereon at the applicable contract rate (including any adjustments to the amount of payment or the
<br />contract rate if that rate is variable), and other charges; the payment of all other sums, with interest thereon, advanced in
<br />accordance herewith to protect the security of this Deed of Trust; and the performance of the covenants and agreements of
<br />Borrower herein contained.
<br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and
<br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />encumbrances of record.
<br />
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