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Return To: The Tri -County Bank PO Box 10 106 N Main St Stuart, NE 68780 -0010 Prepared By: The Tri -County Bank PO Box 10 106 N Main St Stuart, NE 68780 -0010 ❑ Adjustable Rate Rider ❑ Balloon Rider ❑ VA Rider Deed of Trust (/) CO Definitions. Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this --) 531 document are also provided in Section 16. 0, rn (A) "Security Instrument" means this document, which is dated December 11, 2015, together with ,_p all Riders to this document. (Jl) , (B) "Borrower" is RICHARD D. FRICK, spouse of Jenna M Frick, and JENNA M. FRICK, 6 4/5 pouse of Richard D Frick. Borrower is the trustor under this Security Instrument. i (C) "Lender" is The Tri -County Bank. Lender is a state member bank organized and existing under ii r) the laws of Nebraska. Lender's address is 106 N Main St , PO Box 10, Stuart, NE 68780 -0010. e Lender is the beneficiary under this Security Instrument. (D) "Trustee" is The Tri -County Bank. (E) "Note" means the promissory note signed by Borrower and dated December 11, 2015. The Note states that Borrower owes Lender one hundred thirty thousand four hundred fifty and 00 /100 Dollars (U.S. $130,450.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than January 1, 2046. (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: ❑ Condominium Rider ❑ Second Home Rider ❑ Planned Unit Development Rider ❑ 1 -4 Family Rider ❑ Biweekly Payment Rider ❑ Other(s) [specify] NEBRASKA-Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 30281/01 VMP® 10/2015 Wolters Kluwer Financial Services 201 51 21 01 5.3.0.3355- N20151109N Page 1 of 12