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only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the <br />fee is permitted under Applicable Law. <br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a <br />successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which <br />this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall <br />succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law. <br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to <br />Borrower's address which is the Property Address. <br />26. Waivers. Borrower waives all right to homestead exemption in the Property. <br />27. Attorneys' Fees. As used in this Security Instrument and the Note, attorneys' fees shall include <br />those awarded by an appellate court and any attorneys' fees incurred in a bankruptcy proceeding. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Borrower <br />HCFG-00703 <br />FHA Deed of Trust With MERS -NE <br />Bankers SystemsTM VMP® <br />Wolters Kluwer Financial Services <br />AR A WARNER Date <br />Seal <br />100011300214827049 <br />2015121015.2.2.3298J20150728Y <br />11 <br />11 <br />1 1 <br />1 <br />1 <br />1 <br />ir'i <br />11 <br />1 <br />11 <br />201508435 <br />9/30/2014 <br />07/15 <br />Page 15 of 16 <br />111 <br />III <br />