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b•J <br />Nedotz2.tha.xmt <br />[Space Above This Line For Recording Data] <br />Requested by and Return to: <br />Advantage Title, LLC <br />137 Main Street <br />Bay St. Louis, MS 39520 <br />Loan Number: 1200017982 <br />DEED OF TRUST <br />MIN: 100092212000179828 MERS Phone: 888 - 679 -6377 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 10, <br />12, 17, 19 and 20. Certain rules regarding the usage of words used in this document are also provided in Section 15. <br />(A) "Security Instrument" means this document, which is dated DECEMBER 3, 2015 , together <br />with all Riders to this document. <br />(B) "Borrower" is SHANE A. NORTH AND AMANDA K. NORTH, HUSBAND AND <br />WIFE, AS JOINT TENANTS WITH RIGHT OF SURVIVORSHIP, AND NOT AS <br />TENANTS IN COMMON <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP <br />Lender is a LIMITED PARTNERSHIP organized <br />and existing under the laws of NORTH CAROLINA <br />Lender's address is 3701 ARCO CORPORATE DRIVE, #200, CHARLOTTE, NORTH <br />CAROLINA 28273 <br />(D) "Trustee" is ENTITLE INSURANCE COMPANY <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />NEBRASKA FHA DEED OF TRUST . MERS <br />NEDOTZ2.FHA 09/14/15 Page 1 of 13 <br />{li' Rig 11111 <br />File #: CF -NE -3230 <br />OocMa is erForregat <br />www.docmagic.com <br />