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( "Borrower "). The trustee is Commercial Federal Bank, A Federal Savings Bank ( "Trustee "). The beneficiary is Major Mortgage, A Wyoming Corporation which is organized and existing under the laws of Wyomi ng and whose address is 2020 Carey Ave, Cheyenne, WY 82001 ( "Lender "). Borrower owes Lender the principal sum of Thirty Two Thousand Nine Hundred Fifty and no /100 Dollars (U.S. $ 32,950.00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on Apri 1 1, 2031 . This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance FHA Nebraska Deed of Trust - 4/96 - 4R(NE) )9604).01 VMP MORTGAGE FORMS - (800)521 -7291___ Page 1 of 8 MW 04/96.01 Initials 11111 IN 1111111 1111 1111 X r) , M . G m cn ti x i x O C'> C/) 70 �1 Z --I N €° A .•as m c> .4 m --< O :- �� O � N O 'T1 Q M 0 xY a� r- p s , cA7 2A 0101635, _ r� [Space Above This Line For Recording Data] FHA Case No. State of Nebraska DEED OF TRUST 321 - 2105503 -703\ LOAN NO. 1102168 THIS DEED OF TRUST ( "Security Instrument ") is made on March 2, 2001 The Trustor is Kelly J Zapp, A Single Person ( "Borrower "). The trustee is Commercial Federal Bank, A Federal Savings Bank ( "Trustee "). The beneficiary is Major Mortgage, A Wyoming Corporation which is organized and existing under the laws of Wyomi ng and whose address is 2020 Carey Ave, Cheyenne, WY 82001 ( "Lender "). Borrower owes Lender the principal sum of Thirty Two Thousand Nine Hundred Fifty and no /100 Dollars (U.S. $ 32,950.00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on Apri 1 1, 2031 . This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance FHA Nebraska Deed of Trust - 4/96 - 4R(NE) )9604).01 VMP MORTGAGE FORMS - (800)521 -7291___ Page 1 of 8 MW 04/96.01 Initials 11111 IN 1111111 1111 1111