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&00101632 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />�Rlytit ' <br />(Seal) <br />PAMELA J DUERING orrower <br />_(Seal) <br />Borrower <br />_(Seal) <br />Borrower <br />_(Seal) <br />Borrower <br />(Seal) <br />DRU A DUERING Borrower <br />C..___ .. <br />[Space Below This Line For Acknowledgment] <br />STATE OF Nebraska <br />COUNTY OF HALL <br />_(Seal) <br />Borrower <br />The foregoing instrument was acknowledged before me on this :?(I 04y of FEd'tL'Aty 2.00 r <br />by PAMELA J DUERING and DRU A DUERING, WIFE AND HUSBAND <br />A. 170 '?. / <br />Signature of Pers A4aking cknowledgment) EDWARD J JAROSIK <br />(Title or rank) GENERA Y State of Nebraska <br />(Serial Number, if any) ' EDWARD J. JAROSIK <br />My Comm. Ezp. Oct. 21, 2003 <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DOCUINE12 (Page 12 of 12 pages) <br />DOCUINEC.VTX 12/02/2000 <br />