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<br /> ob��gatXon tn pay�o Lender Fur�ds f�r ar�y ar al�Escrou�I�em.s a�any�i�ne:Any such��razv��-may�n1y
<br /> be in v�rxtxng.In�he eve�.�of su.�h�vai�rer,Bozr�wer sha�1 pay di��ectly;when and wher��ayable,the
<br /> amoiin�s dt�e fot~a�.y Escrow I��xns f�r�vhich pa�rrnen�of Fux�ds has bee�1 v�aived by Lender arid,i�'Ler�der
<br /> reqi�.ires, sha�l fi.�rnxsh�:o Lender rec��p-�s evYdenc�n�st�ch paymer��wi�hin such��xne p�riod as Ler�c�er
<br /> may ree�u�re.Borrou�er's ob�xga�:ion�o ma��e suc�i payzner��s a�.c�.�o pz�ov�de rece�p�s sha1l for a1I pt�rposes
<br /> be de�rn.ed�a be a cov�nan�a�.d agreemen�con�ained�n��iis Se��.�ri��Ins��:�men�,as�he pllras�"covenan�
<br /> and agreemen�" is usec�in Se��io�9, If Borrower is ob��ga�ed to pay Escrow I�e�.ns d�r�c�ly,purs�az���o
<br /> a waiver, and B�rro�v�r fa�Is�o pay�he arn�un�dt��far a�Fascrov�r Itezn,Lender may�x�rc�s�i�s rig�ats
<br /> u��d�r Sec�io�� anc��ay such am�L��.�and B oz-�o��r shal�thezz�e�bl�ga�ed t�nder S ec�ia��9�o repay�o
<br /> Lend��any such�.m�un�. Lend�r may reval���he v�a�Ver as�o ax�y or a1�Escr��v Iterns a�a.tay tim�by a
<br /> nntice g�v�n in accarda�ce yvi��.S�ct�on I5 and,upo�1 suc:h rev�cat�oll,Borr�wer shal�p�.y to Le�lder alI
<br /> Fti].1C�S, �.�1C�111 SLiCh�.]17.�11�1�5,�11�.�are�he�requi�ed und�r�his S�c�zon 3.
<br /> L��Zder rnay, a�any tx1x��, co������.nd ho�d Ftu�ds ix�a.n amount(�.} st�ffzcz�nt�o perm��L�11d�r to app1Y
<br /> the FL�nds �t�;he��me spe�ified.�,ln�.er RESPA, and�b}not�o exce�d��.e m�.ximum am.our���.lender��.n
<br /> rec�uxre l�nder RESPA.. I.���ad�r�ha�l esti�na�e the axx�ou�.t�f�l�nd� dtxe o�the basxs of cu�rer��d.a�a and
<br /> r•easonable es�imates of��penc��t��xes of fut��re E�cro�Items or a�herwise i�acc�rdance��th App�icab�e
<br /> L.a�ro
<br /> The Fu�.ds sha�l be held xn an zns�it���ion whose depos�.�s are ir�st�red by a federa�ager�cy,ins��.�mer��al�ty,
<br /> �r�n�ity������,�d�ng Len�er,�f I�ender is ar��r�s�it��t�on v�hose dep�sxts at�e so�nstxr�d} or�n any Federal
<br /> Hoxx�.�Loa�Ban��,Lend�r�hal�apply�he Funds��pay�he�;scro�u Items no�ater than th�t�m�specif�ec�
<br /> t�ne�er RESP.�.Lender s1�a�I not charge Borrawer for h��d�ng and a��lyir�g the Fu�.ds,�r��.ua1ly ar�a��zing
<br /> the�s�row accau��, o�verifyi�g�he Escrow Items,urli�ss L�nder pays Borrower i.n�eres�on�he Ft��ds
<br /> anc�App��cable Law p�rm��s L��xd�r�o m.a��e st�ch a charg�.�CJn��ss ar�agreem����s m.ade ir��vr��ing or
<br /> Appllcab�e Lav�requi�•�s�nt�r�s��:o�be�aid on�h�F�.�n�.s,L�nd�r shall�Za�be rec�u���d.�o pay�arrov�er
<br /> �,z��in��r�s�or earn�ngs �r���1���unds. Borrower�.nd Len�er ca�.agree x�v�r�r�tir�g,hc�w�v�r, th�.�interes�
<br /> sh�.l��e pa�d an the F't�nds. I�e�d�x s���.�1 give ta Barr�wer,�i�h�u�ch�.rge, an�.�z�au�l a�cau��x�.g of�he
<br /> Fu�.ds as�ec�uired by RESP�.
<br /> If ther�is a su�p�us of Fu.nds held in escrov�,as def�ned t�nr�.�r�,5�'�:,Lender shall a�c�L����o Bor��wer
<br /> �or the e�cess f�.�n�.s in a��or�ance�r��h RESPA,If�here is a sha��tage of Fu�ds held�n escro�w;as defi�ed
<br /> �.��der RESl�A,Lender s11a���.ottfy Bo�•ro�ver as r�c�u�r�d by RESPA, and Boz�.�a�er�shal.l pay ta Le�der
<br /> �h�axn�unt necessary�o xna.�e t�p��ie sl�or�age in�,cca�c�anc��v��h RESPA,bt��in n�m�re�har�1�mo��h��r
<br /> payx�n.en�s. If�here�s a c�eficiency�f Funds held i�e�crow,as d��'�ned�.�nc�er RESPA,Lenc��r sh�.1�no�ify
<br /> Barro�rer as reql�ired by 1�.ESI'A, and BorrovSrer sha��pay�o Lender�h�am�t�n�necessary�;o make t�p
<br /> ��ze c�.efic�ency 1n aecorda�.ce�vvx�h RESPA,bu�x�.�o more t��an 1 Z mon�hly pay�n��.ts.
<br /> Up�n paymen���z ful��f alI sums secl�red vy this ��cu.r�ty Ins�z�.�men�,Let�der sha�1 p�arr�p�I�refi.�nd t�
<br /> B a�°ra�er any Fun�is he�d by L��zc�er,
<br /> 4.�h�rg es; Lie ns.Rorr�wer Sh�.1I p�y al�t�.�es,assessmex��s,ch�.rg�s,f111�5s�l.1Ci 1111�3US1�1�115�.���.�]tl�cl�Ie
<br /> �o���.e Prop��-�y whic��an a��a.i�1 priority over�his Se�urr�y Yns��l�rne�z�, leasehold p�.yments ar ground
<br /> r��ts oz�the Pxoper�y, xf any, �.nd�ommunxty A�ssocia�:�on I3t��s,Fees, �.nd Assessmen�s, I.f any. To the
<br /> e�#;en��hat these items ar�Escrow I�ems,I3oz�-o�ver shal�pay th�rn in�he rnar�n�z�pr�vxde��m Sec�xan 3.
<br /> HCF�-oa���
<br /> NEBRASKA-Singl�Family-Fannie Mael�r�ddie Mac lJNlF�RM INSTRUMENT �arm 3�28�1��
<br /> VMP�3 Q7115
<br /> Wai�ers Kluwer Ffr�anciaf Serv�ces 2�161�3a�5.2.2.3298-J�0�5a728Y Page 5 af 97
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