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200101576 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />'2:Lz5t� 2ej�� (Seal) <br />S DOUGLAS K46ERA - Borrower <br />(Seal) <br />3orrower <br />(Seal) (Seal) <br />- Borrower TERESA M KUCERA - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />MARCIA K ALMOIST - Borrower <br />(Seal) <br />- Borrower <br />6(NE) (0005) Page 14 of 15 Form 3028 1/01 <br />m <br />