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2� 15�8278 <br /> DEED t]F TRUST <br /> . <br /> � ��antlnuet�� Page 4 <br /> repvrts, and �ppraisal fees, title insurance, and fees for the Trustee, ta the �xtent permitted hy applicabie law. <br /> Trustor also will pay any court cvsts, in additian ta a�i other sums prv�ided by law. <br /> MISCELLANE�US PR�VIS�DNS. The folfvwing misc�llaneous pco�isions are a part o�this Deed of Trust: <br /> Go►►erning Law. This Deed af Trust wi�l be governed by tedera! !aw app�icable to Lender and, #o #he ex#en# not <br /> preempted by federai law.the��ws af the State af Nebraska without regard tv i#s confli�ts af law pro�isions. This <br /> Deed of Trust has been accept�d by Lender in the 5tate o�Nehraska. <br /> Time is o�the Essence. Time is of the essen�e in the perfivrmance o#this Deed vf Trust. <br /> Vllai►►er vf Homestead Exemption. Trustor hereby releases and ►►vaives all rights and benefits of the hvmest�ad <br /> exemptian laws of the State fl#N�braska as to aEE Indebtedness secured by this ❑eed af Trust. <br /> DEFINITI�NS. The�ol�av+►ing w�rds shail ha�e the follvwing meanings when u��d in this Deed of Trust: , <br /> P :�, - . <br /> geneficia�y. Th�word "Benefii�iary'' means PINNACLE BANI�, and its suc�essors and assigns. <br /> Borrnw�r, The word "Bv�rvwer" means EMILY 5 KALIFMAN and RYAN J KAIJFMAN and includes all cv-signers <br /> and co-makers signing the Nvte and all their suc�essors and assigns. <br /> �eed of Trus�. The words rr D�ed of Trust" mean this Deed �f Trust amvng Trustor, Lender. and Trustee, and <br /> includes withaut limitation all assignment and security interest pra�isions relating ta the Personal Property and <br /> Rents. <br /> En�ironmen�al Laws. The wards "En�ironm�nta� Laws" mean any and all st�te, federal and local sta�utes, <br /> regulations and ordinances r�lating tv the pratection of human health vr the en�ironment, inGluding without <br /> limitation the Camprehen5i�e En�irvnmental Response, Compensatifln, and Liability Act of 198�, as amended, 4� <br /> IJ.S.C. 5ection 96�1, et seq. �"CERCLA"y, the 5uperfund Amendments and Reauthorization Act vf �98�, Pub. L. <br /> Nv. 99-499 �"SARA"y, the Hazardous Materials Transportation Act, 43 LJ.S.C. 5ection 18�1, et seq., the Resvurce <br /> Conser�ation and Recv�ery Act. 4� U,S.C. Section �9�1, et seq., or other app�icab�e state Qr fedsral laws. rules, <br /> or regulations adop�ed pursuant thereto. <br /> Event vf Defau�t. The wvrds"E�ent of Default" mean any of the e�ents of default set forth in this Deed of Trust in <br /> the e�ents of de#ault secti�n of this Deed o�T�ust. <br /> Existing �ndebt�dness. The words "Existing Ind�btedness" mean the indebtedness described in ths Ex�sting Liens <br /> pro�ision qf this �eed af T�ust. <br /> Guaran#y. The word "Guaranty" means the guaranty from guarantor, endors�r. surety, oc acc�mmadativn party to <br /> Lender, including without limitatian a guaranty af ail�r part of�he Note. <br /> lmprv�ements. The ward "�mp�o�em�nts" m�ans all �xisting and future impro�ements, buildings, structur�s, <br /> mvbile hvmes af�ixed on the Real Prvper�y, facilities, additians, replacements ar�d other cvnstruction on the Real <br /> Proper�y. <br /> Indeb#edness. The word "Indebtedness" means all principal, interest, and other am�unts, �osts and �xpenses <br /> payable under the N�te or Related Documents, togeth�r with all �eneweis of. extensions of, moditicat��ns of, <br /> consolidativns ❑f and substitutions fvr the Note or Related Documents and any amounts expended ar adVance� by <br /> �ender tQ=�-�+sQ�arge .��u�tvr'�- cal�ligatian$ vr expens�s incurred� b� Tr.u��e ar Lender tQ enforce Trustor's. <br /> obligations under this Deed of Trust.together with interest�n su�h amvunt5 as pro�ided �r�'this ❑e�d of Tr.us�. <br /> Lend�r. The word "Lend�r" m�ans PINNACLE BANK, its success�rs and assigns. The words "successors ❑r <br /> assigns" mean any person or company that acquires any int�rest in the Nate, <br /> IVvte. The wvrd "Note" means the promissory nvte dated Nv�em�er 13, �Q15, �n th� or�ginai principal <br /> amount af $��.��`75.�❑from Trusto��o Lender, tag�ther with all ren�wals vfi, e�ctensions❑f, modifications o�, <br /> refinan�ings�f. consalidations af. and su�stitutions for the promisso�y nate�r agreem�nt. <br /> Personal P�raperty. The wvrds "Personaf Property" mean all equipment, fixtures, and other articles vf persanal <br /> ` prvperty nvw or hereafter owned by Trustor, and now ❑r hereafter attached or affixed to the Real Property; <br /> �ogether with all accessivns, parts, and additions tv, al� replacements of, and all substitutians f�r, any of such <br /> property; and togethQr with alE p�oceeds �including without limitatian all insuranc� pro�eeds and refunds o# <br /> premiumsy from any sal�or other disposition❑f the Prvperty. <br /> Property. The word "Property" m�ans cvllecti�ely the Reaf Praperty and the Persvnal Prap�rty. <br /> Real Prvperty. The wvrds "Real Property" m�an the real property, Enterests and rights, as further dsscribed in this <br /> �eed af Trust. <br /> Related Da�uments. The wvrds "Related Documen�s" mean al� prvmissory nates, credit agreements, I�an <br /> agreements, en�iranmental agreements, guaranties, security agreements, mortgages, deeds of trust, s�curity <br /> deeds; cvllateral mortgages� and ali other instruments. agreements and documents, whether n�w or hereafter <br /> existing, executed in conn�ction with the Indebtedness. <br /> Ren#s. The word "Rents" means all present and future rents, r��enues, incvme, issues, royalties, prvfits, and <br /> other�enefits deri►red from the Property. <br /> Trustee. The word "Trustee" means PINNACLE �ANK, ►nrhose address is 7q�1 5 27TH STREET, LINC�LN, NE. <br /> 6851�and any substitut�or 5uccessvr trustees. <br /> Trustar. The word "Trustar" means EMILY 5 KAUFMAN and i�YAN J KAUFMAN. <br /> EACH TRUST�R A�KN�WLED,�ES HAVING REA�] ALL THE RRaVISI�NS �F THIS ❑EED �F TRUST, AND EACH <br /> T1�UST��►��EES T�ITS TERMS. � - <br /> TRUST�R: <br /> X <br /> E <br /> � <br /> RYAN J FM <br />