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19. APPLICABLE LAW. This Security Instrument is governed by the laws as agreed to in the Secured Debt, <br />except to the extent required by the laws of the jurisdiction where the Property is located, and applicable <br />federal laws and regulations. <br />20. RIDERS. The covenants and agreements of each of the riders checked below are incorporated into and <br />supplement and amend the terms of this Security Instrument. <br />[Check all applicable boxes] <br />❑ Assignment of Leases and Rents ❑ Other <br />21. ❑ CONSTRUCTION LOAN. This Security Instrument is a construction security interest which secures an <br />obligation incurred for the construction of an improvement on the Property. <br />22. ❑ ADDITIONAL TERMS. <br />SIGNATURES: By signing below, Trustor agrees to the terms and covenants contained in this Security <br />Instrument and in any attachments. Trustor also acknowledges receipt of a copy of this Security Instrument on the <br />date sta &on page 1. <br />Security Instrument -Open- End - Consumer -NE <br />VMP® Bankers SystemsTM <br />Wolters Kluwer Financial Services 01994, 2011 <br />(Signature) PAUL E. NOZICKA, TR EE OF THE PAUL E. (Date) <br />NOZICKA REVOCABLE TRUST <br />GENERAL Nebraska <br />TERESA PICHLER <br />My Comm. Exp. August 30, 2018 <br />lure) JUANITA D. NOZICKA, TRU `` THE JUANITA (Date) <br />D NOZICKA REVOCABLE TRUST <br />ACKNOWLEDGMENT: <br />STATE OF NEBRASKA , COUNTY (1 HALL } ss. <br />(Individual) This instrument was acknowledged before me this 19T day • NOVEMBER ' 15 <br />by P.AUJ. E. NOZICKA. TRUSTEE LIE .T.HE.P.ALIL .E. NOZICKA R.EVOCABL •. ST; ,JUANITA A. +ZICKA,.T OF. THE 4UAN41A,p NOZICKA REVOCAI <br />My commission expires: 08.30.2018 <br />TERESA PICHLER <br />Notary <br />43A08? <br />OCP- REDT -NE 7/2/2011 <br />VMP- C465(NE) (11071.00 <br />Page 6 of 6 <br />