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2� 15�82�4 <br /> required by RESPA, and Borravver shall pay to Lender the amount necessary �o make up the def�c�ency �n <br /> �ccnr�ance�nri�h RF.�PA, hl�� in nc�rr�c�r��h�p 1 Z mnpt�ly��ymPnt�. <br /> Up�n paym�nt in fu�l �f al� sum�secured by�his Security Instrurzlent, Lend�r sha��pro�mptl� refund to <br /> B�rrawer any Funds held by L�nder. <br /> 4. Charges; Liens. Borrower sha�� pay a�� taxes, as�essm�nts, cha.rges, �nes, and i�m.pasi��ons attr�bu�able�a <br /> the Property which can attain priority over�his Se�urity Instrum�nt, �easehaid paymen�s ar groun�i rents�n <br /> the Propert�, if any, and �flmmunity Associa�i�n Dues, Fe�s, and Assessments, if any. Ta the�xt�n�that <br /> �hes��t�m� ar�Escrow �tems, Borrower sha��pay thenz�n the mann�r pr��zded�n Sec�ian 3. <br /> Borro�ver shal�promp��y d�scharge any ��en�vh�ch has prior�ty oWer�h�s Security �ns�ru.ment un�ess <br /> Barr�w�r: �a} agrees in wr�t�ng to�he payment of the�bligation secured by �h�lien in a manner ac��p�abl� <br /> tfl Lender, but aniy sa long as Borrawer is performing such agreement; �b�G�n�ests the Iien�n goo�faith by, <br /> �r defends agaznst enforGem�nt of�he lien in, �ega� praceed�ngs wh�ch in Lender's�pinion operate to pre�ent <br /> the enf�rcemen�af the��en wh���th�se proce�d�ngs ar�pending, but�nl�r unti� such proce�dings are <br /> conc�uded; ar��} s�cure�frQm the ho�der of the Iien an agreement satisfactory�a Lender subordinating�he <br /> l�en ta�his Security �ns�rument. �f Lender determin�s that any part of the Property is subject ta a�ien which <br /> can a��ain priorit�over this S�curity Ins�rumen�, Lender may giv�Borrower a natic��dentif�ing the lien. <br /> �Vi�hin ��days af the date on which�ha�notice is given, Borrovver shall satisfy the lien or take ane or more <br /> of the actions set f�rth a�o�e in th�s Secti�n 4. <br /> Lend�r may requir�B�rro�ver ta pay a one-time�harg�for a r�al estate tax�erifica�ion andlar reporting <br /> ser�ice used b� Lender in cannect�on with this Loan. <br /> 5. Property 1nSurance. Borro�ver shai� keep the impr��em�n�s now existing or h�reafter ere�t�d nn�h� <br /> Pr�per�y insure�agains�l�ss�y fire, hazards �n��uded w�th�n�he�erxn "extended coverage," and any o�her <br /> hazards �nc�ud�ng, �ut nat�xmi�ed �o, �ar�hquakes and fl��ds, for�vhich Lender requ�res insuranc�. This <br /> �nsuran��shal� be maznta�n�d �n�he ana�unts �including deductib�e�ev��s} and f�r the periods that Lender <br /> r�qu�res. 'L�Vhat Lender requir�s pursuant�o�he preceding sentences can change during�he term of the L�an. <br /> The insurance carr�er pr�v�ding th�insurance shall b�chosen by Borrou�er subject�o Lender's right t� <br /> disappro�e Borrower's choice, which r�ght shall not be exer�is�d unreasanably. L�nder may re�uire <br /> Borrower to pay, in connectian wi�h this Loan, either: �a} a one-time charge for flood zone de�errn�nation, <br /> certificat�on and tracking serv�ces; or�b� a one-�ime�harge for f�aod zone de�ernl�na��an and cer�ificati�n <br /> services and subsequent charges each�ime remappings or simi�ar changes occur which reasonably might <br /> affect such det�rm�nat�on ar c�r����ca�ion. Borrower shall also be responsibi� for�he payment of any fees <br /> imposed b� the Federal Em�rg�ncy Managemen�Agenc� in GonneCtian with the review nf any flaod zone <br /> det�rmina�ion resulting fram ar�abj ection b� B�rrav��r. <br /> If Borrow�r faiis to main�ain any af the ca�erag�s descrzbed above, Lender may abta�n �nsurance coverag�, <br /> at Lender's opt�an and Borrower's expense. Lend�r is under no ab��gat�on to purchase any par�icular type or <br /> amount of c��erage. Th�refore, such coverage�ha�I��ver Lender, but mzght�r migh�no�pro�e�t Borraw�r, <br /> Borrower's equi�� in the Property, or�he contents�f th�Proper��, again�t any r�sk, hazard ar�iabi��ty and <br /> might pro�ide grea�er or Iesser�ov�rage than was prev��us�y zn effec�. Borrower acknou���dg��that the cost <br /> �f�he insuran�e co��rage s�obtain�d m�ght szgnificant�y exceed�he�o��of insurance that Borrawer cou�d <br /> ha�r�obta�ned. Any a�moun�s d�sbur�ed by Lender under th�s Section 5 shai�become addi�iana� debt�f <br /> Barrawer secured b�this Securi�y �nstrument. These amounts sha��bear interes� at the Note rate from the <br /> date of disbursement and sha�I b�payable, with such in�erest, upon no�i�e fram Lender t� Borr�wer <br /> r�ques�ing payment. <br /> NEBRASKA-Singie Family-�annie Mael�re�i�ie Mac UNI�ORM INSTRIJMENT Form 3�28�Ifl� <br /> VMP Q VMPBfN�}�13�21 <br /> Wolters Kfuwer Financ�af S�r�ices Pag�fi qf�7 <br />