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200002313 <br />NOTICE TO CONSUMER: <br />1. Do not sign this paper before you read it. <br />2. You are entitled to a copy of this paper. <br />3. You may prepay the unpaid balance at any time without penalty and may be entitled to receive a <br />refund of unearned charges in accordance with law. <br />4. If you prepay the unpaid balance, you may have to pay a minimum charge not greater than <br />$7.50. <br />SIGNATURES. By signing, Grantor agrees to the terms and covenants contained in this Security Instrument. <br />Grantor also acknowledges receipt of a copy of this Security Instrument. <br />GRANT <br />RIA D L GAR <br />t� <br />VI I J GARD <br />ACKNOWLEDGMENT <br />(Individual) <br />'� � O F � w q C �G[ n 1` O F Z© 6a A SS. <br />This instrument was acknowledged before me this day of 4U4d- G1 Q00 d <br />by RANDY L GARD, HUSBAND. <br />My commission expires: <br />1) BEVERLY S "[' (Notary blic) <br />MY COMMISSION EXPI ?ES <br />(Individual) / <br />OF �/7 V OF SS. <br />This instrument was acknowledged before me this day of <br />by VICKI J GARD, WIFE. <br />My commission expires: <br />(Seal) J( otary blic) <br />NMYc0MMISSIONEXPIR'�3 <br />RANDY L GARD <br />Nebraska Deed Of Trust Initials <br />IA/ 3T419605E3000000000000003400000035nA 81996 Bankers Systems, Inc., St. Cloud, MN Page 6 <br />