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2� 15�81 �9 <br /> 4G� "Lender" is ��r�e F��eral Sa�i pgs and L�ar� Assn of Gran� I sl and <br /> Lender�s a Sa��ngs �nd Loan <br /> argan�zed and exist�ng under the �aws of The St�te af N�braska . <br /> Lender's address is 221 S�ut� L��ust St Grand I sl ar�d NE �8$�1 <br /> Len�ier�s the benef�c�ar�under th�s Securi�y Instrur.�.ent. <br /> �D� "Trustee" �s Arer�d R Baa�k, Attorney <br /> �E� 'T Nvte" means th�prom�ss�r�note s�gned by Borrawer and dated N��ember �7, ��1� . The Note <br /> states that Borrower avves L�nder THRE E HUN 17R�❑ FDUR TN�]�SAND AN D �U I 1�� <br /> Da�iars �U.S. $3�4,D a�.4� }p�us interest. B�rrawer has pr�mised�a pay th�s d�bt�n regular <br /> Perxodic Pa�m�n�s and�o pay�he debt in fu�� not 1a�er than J a nu a ry 1, 2�4� . <br /> 4F� "Praperty" m�ans �he proper��that is de�cribe�b�low under�h�head�ng "Transfer of Rights in the <br /> Proper�y," <br /> tG� "Lnan'r means th�debt evidenced b�the No�e, p�us �nterest, any prepaym.ent charges and�a�e charges due <br /> under the N�te, and a�� sums due under thi� Secur���r �nstrument, p�us inter�st. <br /> �H� "R��ers" means a11 Rider�tn this Securxt� Ins�rument that are e���u�ed by Borrower. The fo1l�v�ing Riders <br /> are ta be execut�d by Borr�v��r �check bo�as applicable�: <br /> 0 Adjustabl�Rate Rider 0�ondoma.n�um R�d�r 0 Second Home Rider <br /> 0 Bal�o�n Rider � Planned Unit Development Rid�r � �-4 Fam�ly Rider <br /> 0 VA Rider 0 Biweekl� Paym.en� R�der � ��her�s� �sp�cif�� <br /> 4�3 "Appiica�le Law" m�ans a��con�r�l�ing app��cab�e fed�ra�, state and local sta�utes, regu�ati�ns, �rdinances <br /> and adm�nistrati�e ru�es and orders �th�t ha�e th�effec�of law} as we�� as a�l applicable final, non-appea�ab�e <br /> jud�c�a� opinions. <br /> �J} "G�mmunity Assvciation Dues, Fees, and Assessments" means a11 dues, fees, assessrr�ents an�.��h�r <br /> charges tha�are�mpased on Barr�wer�r the Praperty by a condomin�um ass�c�at��n, homeown�rs <br /> assoc�atian ar��milar ar�anization. <br /> t K� "Electron�c Funds Transf�r" means an��ransfer of funds, ather than a transact�on�r�gznated by check, <br /> draf�, or simi�ar paper ins�rumen�, which is znz�ia�ed through an electron�c termina�, ��lephon�c�nstru�ment, <br /> campu�er, flr magnet�c tape so as to order, ins�ruct, �r au�horiz�a f�nan�za� �nstitution�o debzt�r credit an <br /> account. Su�h�erm�nc�udes, but�s not�imite�i to, point��f-sale�ransfers, auta�nated teller machin� <br /> transac�ions, trar�sfers �n�tiated by t���ph�ne, ��re transfers, and automated c�ear�ngh�use transfers. <br /> �L} "Escrow �tems" m�ans those zt�ms �hat are descr�bed in Sect�an 3. <br /> 4�3 "Mis�ellan�au� Rrnceeds" means any �ompensa�ion, se��lement, award of�amage�, �r pro��eds paid by <br /> any third party �other than znsurar�ce praceeds paid under the�a�erages described in SectiQn 5} for: ti} <br /> damage to, or des�ru�t�on�f, �he Property; ��x} condemnation or ather�ak�ng�f a���r any part af the <br /> Property; �izi}conveyance in�ieu of condemnat�on; �r�iv} misrepres�nta��ons of, �r omissions as to, the <br /> �a�ue andlor cond���on�f the Pro �rt . <br /> NEBRASKA-Single�amiEy-Fannie MaelFreddie Mac 1JNI�ORM INSTRUMENT Farm 3a�8 11�1 <br /> VMP Q VMPS{N�y�7 3Q�3 <br /> Wniters Kfuwer�inancial 5er�ices Page 2 af 17 <br />