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[Check applicable box(es)] <br />2000022SS <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ 1 -4 Family Rider <br />❑ Graduated Payment Rider ❑ Planned Unit Development Rider ❑ Biweekly Payment Rider <br />❑ Balloon Rider ❑ Rate Improvement Rider ❑ Second Home Rider <br />© Other(s) [Specify] Assignment of Rents Rider <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any <br />rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />OZ4 I"— VLOD . (Seal) <br />Borrower w A Rivas - Garcia <br />qmea� lz<_44 (Seal) <br />Borr er Judy J heeks <br />(Seal) <br />a <br />Borrower <br />(Seal) <br />Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF Nebraska <br />COUNTY OF Hall i ss: <br />I, Sherri L O'Callaghan , a Notary Public in and for said county and state, do hereby <br />certify that Julio A Rivas - Garcia and Judy J Sheeks , husband and wife <br />personally appeared before me and is (are) known to me to be the person(s) who, being informed of the contents of the foregoing <br />instrument, have executed same, and acknowledged said instrument to be their , free and voluntary act and deed <br />is <br />( h t eir <br />and that they executed said instrument for the purposes A u, ses er, t e Ain set forth. <br />(he, she, they) <br />Witness my hand and official seal this 23rd day of March 2000 <br />My Commission Expires: September 28, 2003 _ - <br />GENERAL NOTARY -State of Nebraska <br />SHERRI L. O'CALLAGHA SEAL <br />_.` ` My Comm. Eep. Sept. 28, 2003 1 O'Cal aghan <br />This instrument was prepared by: <br />Form 3028 9/90 <br />F1029.LMG (10/99) Page 5 of 5 <br />