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When recorded, return to: <br />First State Bank of St. Charles, MO <br />Attn: Final Document Department <br />2850 West Clay <br />Saint Charles, MO 63301 <br />LOAN #: 60155623 <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is First State Bank of St. Charles, MO. <br />NEBRASKA — Single Family — Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Modified for FHA 9/2014 (HUD Handbook 4000.1) <br />Ellie Mae, Inc. Page 1 of 11 <br />(Space Above This Line For Recording Data] <br />FHA Case No. <br />321 - 3440273- 703 -2038 <br />DEED OF TRUST <br />MIN: 1009498-0000037027-5 <br />MERS PHONE #: 1- 888 - 679 -6377 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 10, 12, 17, 19 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 15. <br />(A) "Security Instrument" means this document, which is dated November 25, 2015, together <br />with all Riders to this document. <br />(B) "Borrower" is KENNETH PILSL AND ANNE PILSL, HUSBAND AND WIFE. <br />Form 3028 1/01 <br />NEEFHA15DE 0915 <br />NEEDEED <br />11/24/2015 10:19 AM PST <br />