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2� 15�81 � 1 t�f "Lender" is H�me Federa� Sa�i ngs and Loan Assn of Grand I sl and Lender is a Sa�i r�gs and Loan organ�zed and exist�ng under the�aws of T�� St ate o f �Veb r a s k a . Lender's addr�ss �s ��l South L��ust St �rand I s��nd �VE F8841 . Lend�r is the beneficiary und�r th�s Securi��r �nstrument. tD� "Trustee" is Ar�nd R Baack, Att�rney �E� "Nvt�" means�he promissory n�te sign�d by Barrovver and dated No�ember �3, �D l5 . The Note states tha�Borrawer owes Lender F I FTY FQ U R TH�U SAN D AN D �Q I l Q a Dollars �U.S. $�4,D 0 a.�D } p�us interest. Barro�ver has pr�mis�d to pay this debt in regu�ar Per�od�c Payments and to pay the deb� in full not later than De�emb�r 1, ��34 . �F� "Pr�perty" means the property that �s des�ribed beiow under the head�ng "Transfer flf R�ghts in the Prop�r�y.„ �G� "Laan" means th�d�bt��denced by the Nate, plus interest, any pr�pa�ment charges and�ate charges due under the Note, and all sums du�under th�s Secur�ty�nstrument, plus interes�. �H} "Riders" means a11 R�ders�o this 5ecurity Instrument that ar�execute�i by Borrower. The fo��owing R��ers are ta�e executed by Bnrrower �check bo�as applicable]: [�Ad�ustab�e Rate Rider � �ondominiurn Rid�r � Second Home R�d�r � Ballaon Rider � P�anned Un�t 17e�elopm�nt Rider 0 �-4 Famiiy Rider [� VA Rider � Biweek�y Payment R�der � �ther�s} [sp�cify] �i� "I�pplicab�� Law" means a�� cnntro�ling appli�abie federal, stat�and loca� statutes, regu�atzons, ardinances and adrnini��rative ru�es and orders �tha�hav�the effect of law} as we�l as ai� appl�cab�e final, non-appea�able judicia� apinions. �J� "�nmmun�ty ASso�iatian Dues, Fees, and Assessments" means all dues, fees, ass�ssments and other charges that are impo�ed an B�rrow�r or the Proper�y by a c�nd�minium associatian, hameo�ners assoc�at�an or s�mi.�ar argani2at��n. 4K� "Electrvni� Funds Transfer" means an��ransfer af funds, o�her than a transact�Qn�riginated by�heck, draft, or sim��ar paper�nstrumen�, which is initiated�hrough an�lec�ronic term�nal, telephonic instrum�nt, �omputer, or magne�ic�ape sa as�o�rd�r, ins�ruc�, �r au�h�rize a f�nancial �nstitution to debit or credit an acc�unt. SllGh.��III1 1T1��llC��S, but �s no�Iim�ted t�, point-of-sa�e transfers, automated teller machine transa��ons, �ransfers initiated�y tei�phone, w�re transfers, and au�omated�learinghause transfers. 4L} "Escrvw Items" means th�se items that are described in Sectian 3. �[lil� "11l�isce�[aneous Prac�eds" means an�Campensation, settlement, award�f damages, or proceeds paid�� any th�rd par�� o�her than�nsuranc�praceeds paid under the co�erage�described �n Sectz�n 5} for: ��} damage to, ar destruction flf, the Prop�rty; �ii} c�ndemnation ar o�her taking of a�i ar any par��f�h� Proper�y; ��i}�an�eyance in lieu af condemna�z�n; or��v} m�srepresen�a�ions�f, �r omiss�ons as��, �he va�ue andlflr condi�ion nf the Pra ert . N�gRASKA-Single Famify-F�nni�M�el�recf�fie Mac UNIFDRM lNSTRUMENT F�rm 3Q28 110� VMP� VMPfi4N�y 4130�i Woiters KIuwer Financia!Ser�ic�s Page 2 of 17