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2� 15�8�99 <br /> requ�red by RESPA, and Borrawer shal�pay�o L�nder the amount ne��ssary to make up the def�ci�nc�r in <br /> a�cordan�e with RESPA, �u�in na m�re�han �.2 m�nth�y payments. <br /> [1p�n payment in fu�l of aI� sums secured by this Securi�y �nstrument, Len�er sha��pramptiy refund�� <br /> B�rrovver any Funds h�ld b� Lender. <br /> 4. �harges; Liens. Borrawer shall pay al� ta�es, assessments, charg�s, f�nes, and �mpos�����s a�tr�buta�i�ta <br /> �he Pr�perty which can attain priori�y a�er th�s S�cur�ty�nstrument, ieaseho�d paym�nts or ground r�nts an <br /> the Pr�per�y, if any, and �ommuni��r Ass�cxat�on Du�s, Fees, and Ass�ssmen�s, �f any. T�th�e�tent that <br /> these items are Escro�v ��ems, Barr�wer sha��pay them�n the ma.nner�ro�ided zn Sect�on 3. <br /> Borr�wer sha��promptly discharg�ar�y li�n w�.�ch has prior��y over this Securi�y Instrument un�ess <br /> Borrav�er: �a} agrees in wri�ing�o th�payment of�he ob��gat��n secured by th�lien in a manner accep�a��e <br /> to Len�er, but only s� Iong as Bo�rovver is perfarmzng such agre�ment; �b�con�ests�he�ien�n goad fa�th by, <br /> �r defends against enf�rcement�f the lien in, l�ga�proceedzngs vvh�ch in Lender's opinian operate to pr�vent <br /> the enf�rcement of the lien while tho�e prac���ings are pe�ding, but�n�y until such pr�ceed�ngs ar� <br /> con��uded; or�c} secures from�he ha�der�f the l��n an agreement sa�isfactory�o Lender subardinating �he <br /> lien�o thxs Security �nstrumen�. If Lender d�termin�s �hat an�part�f�he Pr�per�y is sub�ect�o a l�en which <br /> can atta�n pr�or�ty over this Security�nstrument, L�nd�r may give Borrower a no��ce�dent�fying�he lien, <br /> VL�ithin �4 days of the da�e on which tha�not�c�zs�;i�en, Borr�wer shall sa�isfy�he��en�r take fln�or m�r� <br /> of th�actions s�t for�h above�n th�s Section 4. <br /> L�nder may requzre Borrov�er to pa�r a aneW�im�char�e f�r a real. estate ta�veri�ca�i�n andlor repor��ng <br /> serv�ce used by Le�der in connect�on vvith this Loan. <br /> 5. Prvperty lnsurance. Borr�wer sha��keep th�impro�ements nav� e�is�ing or hereaf�er erected on the <br /> Proper�� �nsured aga�nst�oss by �re, ha2ards �ncluded wi�hin�he term "ex�ended coverage," and any o�her <br /> ha�ards inc�uding, but nat��mi�ed to, earthquakes and floods, for which Lender requires insurance. This <br /> z�a�urance sha��be maintained�n.the amaunts ��nc�ud�ng decluc�ible�ev��s� and for the p�riods that Lender <br /> requ�res, Wha�Lend�r require��ursuat���o th�pr�c�ding sen�ences can chan,ge durin,g the term of th�Loan. <br /> 'T�e insurance�arrzer providing the insurance shall b�cho�en by Barrower su�ject to Lende�'s righ�to <br /> d�sapprave Borr�w�r's cho�ce, which right shal�no��e exer�ised unr�asonably. L�nder may require <br /> Borr�wer�a pay, in connection�i�h this Loan, e�th�r: �a} a ane-time charge for flood z��e d��er�minatxon, <br /> Ger�ifica�ion and�racking services; or�b} a ane-time charg�f�r�.o�d��ne d�t�rmination and cer��fzcati�n <br /> serv��es and subse�uen�charges each t�m�remappings�r sim.ilar changes nccur wh��h reasonably xnight <br /> affec�such determina��o�or cer��f�ca��on. Borrov�er shall also be respansib�e for the payment�f any fees <br /> ��nposed���h�Federa.� Emerg��acy Managemen�Agency in connectian wit�the re���w of an�flo�d zone <br /> determinat��n r�sulting fr��m an�bj�ction b�Borrow�r. <br /> If Borrower faz�s ��main�a�n any of the coverages descr�bed abo�e, Lender may obta�n insuran�e coverag�, <br /> a�Lender's opt��n and Borro�er's expense. Lender is und�r na ob��gat�on ta pur�hase azi�r par�xcu�ar type�r <br /> amoun�af coverag�. Therefore, such coverage shall caver Lender, bu�might nr migh�na�pr�tec�Borr��ver, <br /> Borrower's equity�n�he Property, or the contents af the Prop�rty, aga�ns�any r�sk, hazard or liability and <br /> m�ght provide grea�er or lesser cav�rage than was pr�viausly in effect. Bflrr�tiver acknaw�edges�ha�the cost <br /> of the�nsurance co�erage so obta�ned m�ght s�gnificantl�exceed the cost�f insurance�hat Borrower cnuid <br /> have a�ta�ned. Any amounts disbursed by Lender under this Sec�ian S �ha11 become addi�ianal de�t�f <br /> BarrQw�r s�cured by�his�ecurity �nstrument. Thes�amounts shal�bear int�r�st a�the Note rate fram the <br /> date of d�sbursement and sha��b�payab�e, with such interes�, upan notice fr�m Lender to Borrow�r <br /> request��ag payment. <br /> NEBRASKA-5ingie Family-Far�nie Ma�IFr�ddie Mac UNtF�RM iNSTRUMENT Fvrm 3fl28 11�1 <br /> VMP[�} VMP6tN��t1302] <br /> Wvlters Ktuwer�inanciai Ser�ices Page fi of�7 <br />