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2� 15�8�99 <br /> �C� "Lender" �s H�me F�dera� Sa�i ngs and Loan Assn of Grand I s1 and <br /> Lend�r�s a Sa�ings and Loan � <br /> or�an�zed and exist�ng under the�aws of Th� St�te of N�braska . <br /> Lender's address is 221 S�ut� Lfl�ust St Grand I sl and �E 68841. <br /> Lender xs the�en��czar�r under this Secur�ty �ns�rument. <br /> �D� "TrUstee" is Arend R Baack, Attorr�ey <br /> �E� "Nat�" means the promzssory n�t�sign�d b�Borrower ar�d dat�d ��t�be r D 1, ��15 , Th�Nt��e <br /> state�that Borrflvv�r�wes Lender aN E �U N D RE D TH I RTY T�J� TH�U SA�V D AN D a fl I 10� <br /> 17o�1ars �C�.S. $l3�,4 a�.�D }plus �nt�res�. B�rrower has pr�m�sed�o pay this d�bt�n regu�ar <br /> Periodic Pa�ments and t�pa�r the debt in fu�1 no�later than ��tober l, �D45 . <br /> �F� "Pr�perty" means the praperty that ��des�ribed below und�r�he head�n� "'Transfer of Rights �n th� <br /> Prap�r�y." <br /> �G� "Loan" means the debt�vzd�nced by the Note, p�us in�erest, any prepayment charges and�ate charges due <br /> under the N��e, and all sums due under this Secur��y �nstrum�nt, plus interest. <br /> �H� "Riders" means a�l Rid�rs�o this Secur�ty Instrument tha�are ex��uted b�r Borrov�er. The f�llowing Rzders <br /> are�o be e�ecuted b�Bor�ro�er �chec�box as applicable�: <br /> 0 Ad�ustable Rate Rider [..� ��nd�m�inium Rider 0 Second Home Rider <br /> 0 Ba��oon Rid�r � Plannec�Unxt Dewe�opment Rider � �-4 Fam���r R�der <br /> �VA Rid�r 0 Biweekly Pa�m�nt Rxd�r � �ther�s} �sp�c�fy� <br /> ��� "Applicable Law" means al� cantrolling app��cabl�federal, state and�ocal statu�es, reguia�ions, ordinan�es <br /> and adm.�nxstrative rules and orders �that ha�e�he�ffe���f law} as well as all app�icab�e�nal, non-appealable <br /> judicial opinions. <br /> �J� "Community Ass�ciation Dues, Fees, and Assessments" means all dues, fees, ass�ssmen�s and other <br /> charges �hat ar�imposed on Barr�wer�r the Praperty by a condomi.n�um assoczati�n, hameovvners <br /> associat�on ar simi�ar organizatian. <br /> �K 3 "E�ectr�nic Funds Transfer" means any�ransfer of funds, other than a transac�ion orig�nated�y check, <br /> draf�, or s�m��ar paper instrumen�, which is initia�ec�through an�lec�ronic�erminal, telephonic instrument, <br /> �amputer, or magn�tiG�ape so as to order, instruc�, ar au�horize a�nanc�ai instituti�n�o d�bit or credi�an <br /> acc�unt. Such�erm�n��udes, but�s not limite�t�, pa�nt-of-sa�e�ransfers, au�omated�e��er rnachine <br /> transactions, transfers initiated by���ephone, w�r��ransfers, and au�oma�ed clear�nghouse�ransfers. <br /> �L} "Escraw �tems" means those xt�ms tha�are descrf�ed in Sec�i�n 3. <br /> �M� "Misce��aneous Prviceeds" rneans any c�mpensatio�z, set��ement, award of damages, or praceeds paid by <br /> any th�rd par�y ���her than�nsurance proceeds paid under th�c��erages described irz Sect�on 5} far; ��} <br /> damage�o, or d�s�ruct�on of, the Proper�y; �ii} c�ndemna�ion�r a�her taking of a�� or any part of th� <br /> Property; �iii} can�eyance�n���u of condemnation; �r�i�}misrepres�ntatz�ns�f, ar nmi.�sions as t�, th� <br /> �alue andlor conditi�n af the Pro ert . <br /> N�BRASKA-5ingle Famity-Fanr�ie Mael�reddie Mac UNIF�RM 1NSTRUMENT �orm 3�28 1 t�� <br /> VMP� VMPfitN��t1302y <br /> Wolters tCluwer Fir�ancial Ser�i��s Page Z ot 17 <br />