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After Recording Return to: <br />North American Savings Bank, FSB <br />903 E 104th St, Suite 400 <br />Prepared By: <br />Anna Swearengin <br />903 E 104th St, Suite 400 <br />DEFINITIONS <br />[Space Above This Line For Recording Data] <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is datedNovember 20, 2015 <br />together with all Riders to this document. <br />(B)`Borrower " is Cinthia S Schellpeper and Brad R Schellpeper, wife and <br />husband <br />whose address is 1404 Walnut, Wood River, NE 68883 <br />Borrower is the trustor under this Security Instrument. <br />CO <br />I._a — y <br />i 7 <br />PURCHASE MONEY <br />DEED OF TRUST <br />MIN: 100094221129895568 <br />VA Case Nbr: 34 -34 -6- 0206807 <br />112989556 112989556 <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT WITH MERS Form 3028 1/01 <br />NECS3028 Page 1 of 15 <br />