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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Tony Irunt <br />- Witness <br />(Seal) <br />- Borrower Debra L. Brunt <br />STATE OF NEBRASKA, Hall County ss: <br />The foregoing instrument was acknowledged before me this 20 day of November <br />2015 by Tony L Brunt and Debra L. Brunt. <br />Witness my hand and notarial seal at in said County, the date aforesaid. <br />My Commission Expires: June 19 , 2019 <br />GENERAL NOTARY - State of Nebraska <br />SARAH M. WILES <br />My Comm. Exp. June 19, 2019 <br />Notary Public <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Liz Garduno; NMLS #: 1250195 <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERS Form 3028 1/01 <br />Page 13 of 13 <br />IDS, Inc. <br />201 <br />- Witness <br />Seal <br />- Borrower <br />4 it 4. A I..d _<<� <br />