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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />11/20/2015 (Seal) <br />Sara Bonner - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Refer to the attached Signature Addendum for additional parties and signatures. <br />FHA Deed of Trust With MERS -NE <br />Bankers Systems VMP 15 <br />Wolters Kluwer Financial Services <br />11 11111 1 111111111111 1 111111111 11 <br />8 0334 5 634158 0 506 1617 <br />201508004 <br />9/30/2014 <br />VMP4N(NE) (1506).00 <br />Page 16 of 17 <br />