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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />IDS, Inc. <br />Ernesto Ramirez <br />STATE OF NEBRASKA, Hall County ss: <br />2O15Q7 ?35 <br />- Witness - Witness <br />(Seal) [a ka V\CA , VO Foca ae. 11QWt∎fe 7 (Seal) <br />- Borrower Blanca A. Popoca De Ramirez - Borrower <br />The foregoing instrument was acknowledged before me this / • day of <br />2 b'r , by Ernesto Ramirez and Blanca A. Popoca De Ramirez. <br />Witness my hand and notarial seal at in said County, the date aforesaid. <br />My Commission Expires: April 7, 2016 <br />I , A, IxM*nMv.a.scIN <br />My E Mr/ 7.2018 ~ <br />otary Public Daniel Roth <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1101 <br />Page 13 of 13 <br />