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93- 132000 2 0 0 0 6c) 192 DEED OF TRUST Loan No 766686 (Continued) Page 5 unless such waiver is in writing and signed by Lender. No delay or omission on the part of Lender in exercising any right shall operate as a waiver of such right or any other right. A waiver by any party of a provision of this Deed of Trust shall not constitute a waiver of or prejudice the party's right otherwise to demand strict compliance with that provision or any other provision. No prior waiver by Lender, nor any course of dealing between Lender and Trustor, shall constitute a waiver of any of Lender's rights or any of Trustor's obligations as to any future transactions. Whenever consent by Lender is required in this Deed of Trust, the granting of such consent by Lender in any instance shall not constitute continuing consent to subsequent instances where such consent is required. Waiver of Homestead Exemption. Trustor hereby releases and waives all rights and benefits of the homestead exemption laws of the State of Nebraska as to all Indebtedness secured by this Deed of Trust. EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND EACH TRUSTOR AGREES TO ITS TERMS. TRUSTOR: CY S N INDIVIDUAL ACKNOWLEDGMENT STATE OF ' I ) SS COUNTY OF On this day before me, the undersigned Notary Public, personally appeared MICHAEL P JAMES, A SINGLE PERSON AND NANCY S. HANSEN, A SINGLE PERSON, to me known to be the individual described in and who executed the Deed of Trust, and acknowledged that he or she signed the Deed of Trust as his or her free and voluntary act and deed, for the uses and purposes therein mentioned. Given under my hand and official seal this ) 3 TO day of mc,, —c. 2090_. GENE By III NOTARY State of Nebraska KEVIN R. WERNER My Comm. Exp. July 4, 2001 Notary Public in and for the State of Residing at My commission expires