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2� 15�79�3 <br /> If the L�an is subject to a lav�r which sets maxirnum loan charges, and tha.t Iavv is ��xa��y in�erpreted so <br /> that th��n���•es�or Qther���.n ch�.t�ges co�Xected ot�to be collec�e�.x�.connec�io�vvitih�h�Loa�exce�d��.e <br /> p�rm�t�ed��m��s,then, �a} any sL�ch loan cha�ige sha�1 b�redttce�.loy�he a�-noL�rit r�e�essary�n reduce the <br /> charge�a�he perm�tted lim�t;and�b�any s�.�ms already collec�ed fram B�rro�ver v�hich exceed�d p�t•m���ed <br /> ��mzts v`ri�1 be refunded�o Borr�w�r, Lender rnay chaose�o n1a�e this refund by reducing�h�pr�nc��al <br /> avved under�he No�e�r by ma1��r�g a d�rec�pa�rmen��o BorrovUer, If a refi�r�d rec�tz�es pri�cipal,th� <br /> reduc�ion w�Il be�reated as a partia�pre�aymetl��r��h�u.�any prepay�nen�charge �whe�her or no�a <br /> pre�ayrn�n�clzarge�s�rovided for u.nder�he No�e}. Borro�er�s a�cep�a�zc��F any s�.��h�refur�d mac�e by <br /> d�re��pa�me���n Barr�wer v�ril�Co�a.st�tu�e a�waiver of a��y�riglz�af actial�Borrower mi�h�have ar�s�ng <br /> ou��f sti�ch overcharge. <br /> 'I a. N�#i�e��Al�na�ices giv�r�by B�rr�wer or Lend�t in cannec�ion with�his S��urity Instrumen�must <br /> b�xn writing.Any�.o��c�to�o�row�r xn c���ectio�vv1�h th�s Securi�y Instr�.�m��.��hall be de�med-�o <br /> �1�.�e been given to B�r��we�:�h�r�m�:zled by f�rs��Iass rna�� �r whe��.act�x�.Ily de�iv�r�d��Borrav�er's <br /> �ot��e address if sen�by a��.er mear�s.No�ice�o any o�e Borr�wer sha��constit���e notxce to all Bor�owers <br /> �.�n.��ss Applicable La�expressly requ�res o�herwise. Th,e�.o��c�add��ess sha1�be�he Praper~�y Addres� <br /> u�.les�BQrrav�er has designa�ed a su�s�it���e x�o��ce addr�ss by nat�ce��Ler�det�,Borro�ver sha�1 promp��y <br /> n��ify Lender of B�rrower`s change of ac�dress.If Lend�r specif�es a pro�edu�'e fo�repor�ing Borrower's <br /> change of add.ress,then Borro�urer sha���n1y repor�a char�ge of address�hr��.�gh tha�specif"ie�.procec�Lire. <br /> There�ay be o��y one designa�ed na�xce address t�nder t��s Sect�r��y Instrume�.�a�ax�y or���ime,A�y <br /> notzce to Ler��.er shaXl be giv��by de��v�r�ng it�r by mai�xr�g��by firs�c�ass mail to L�r��.er's address <br /> stated here�n un�ess Lend�r�ias designa�ed anot�let•address by na�ice to Barrower.An.y n��ic�irl connect�o�a <br /> vvi�h�h�s Secur�ty Instrurr��n#:shall.no�be deem�d to hav�been g�ven�o Lender un�i1 act��a��y rece�ved <br /> by Lend�r. If any noti�e r�nti�red by��1�is Secur�ty Instrurnen�is�.lsn requ�red u�xder 1�ppl��ab�e Law,�he <br /> �ppl��ab��Lav�r requir�rn�n�wz�l sa�isfy t1�e correspandi�n.g r�qu�remen�u�d�r�his S��ur��y Ins��ument, <br /> '��a C�c�v�rning Lav�r; �ev�rab�lity; F�u�es v�'�c�n��ruct�or�, Th�s Security I�.s�rum�r��sh��I b� <br /> gov�r�.e�:�y federa� �a�ar�d.the�a�af�he�uris�ictior�ir�wh�ch�he Proper�y xs�o�a�ed, All r1�gh�s and <br /> ob��ga�ions con�a��.ed in th�s S��u.rity Ins��um�nt ar�sub�ec��o a�.y rec�uxremen�s and limi�a.ti�x�s�f <br /> A�plicable La�r, Appli�ab��Lav�xni�h�expl�c���y or implici�l�allo�r�he pa��ies�o agr��by c��.�ract o� <br /> i�migh�;be s�Ien�,but sucl�:si�ence sha11 nn�be con.stri.�ec�as a prohibitiion agains��.gr�eme�.�by contra�t, <br /> In��ie even��ha�any�rov�s�on or��ause of�h�s Sect�r��y Instr�.�ment or�he No�e conflic�s w��h Applicable <br /> Law,such�confli��shal��.o�affec�:o�her prov�sio�s af�his Sect�rxty Ins�xumer���r�he No�e�hich can be <br /> g�ven effec�wi�hnut the confli��ing pr�v�sion. <br /> As us�d�n�his Security Ins�rumer�t. ���v�ords of��ie mascu�in.�gender s�ia11 mean an�.inc�uc�e <br /> c�rresponding r�eut��vvords or wor�s�f the feminir��ger�d.er; �b}vvords in�he singt��ar shal�mean and <br /> inclL�de�h���ural a�.�vice v�rsa;�.n��c}.�h�woxd''m.ay'"giv�s s��e discre���n wi�h�ut an�r�b�����zon�a <br /> �al�e any ac�xon. <br /> '�7� E3 0�'rowe r's ��py. B o��ro�e�°shall�e g�vex�.ane Gflpy o f�he No�e�.nc�a F�his S e curity In�tr�.�men�. <br /> '��. "Tr�r�sfer�fthe F�rc�perty or a �3eneficia� In�er�st in �vrro►nrer� As usedir�th�s Sec�io�. 18, <br /> "�n��res�i�the Property"mear�s any��gal�r b�nefi�ial ir��erest�n�he Praper�y,�nc�u�ing,bLit n��limi�ed <br /> �o,�:hase benef�cial xn�e�•es1;s transf�rr��.in a bond for deed, c�n�ra��fo�y deec�, ins�a��mer��saTes con�rac� <br /> or��crow agreemen�,�h����ent ofvvhich�s the�ransfer�f.�i�1e by Borrower a�a f��t��re�1ate t�a pt�rchaser, <br /> HCFG-aa��� <br /> NEBRASKA�S€ngle Fami�y-�annie MaelFreddie Mac IJNE�nRM INSTRUMENT Form 3028 11fl� <br /> VM PC�7 q���� <br /> 1No�fers}Cluw�r Financia�5ervices 20�5114�9 5,2,2.3298-:�209 5�6�6Y Page�2 of�T <br /> *3G�4449515��T* <br />