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2� 15�79�� <br /> 4�� ��ender���Qu�cken Loans Inc. <br /> . <br /> L�nder is a Ca rpo ra t�i or� <br /> organ.i2ed and existin�under th��aws of tl�e S ta te o f M i c h�g a n . . <br /> Lender's address�s 1��D 1��od�tard Ave! D��r��t, MI 4$�26-1��� <br /> ��} "Trustee��� Fi rst Ameri�an Ti t�e <br /> �E� "�VIER�" is Mortgage Etectr�nic R�gistratipn Systems, Inc. MERS is a separate corpvra.tion that is acting <br /> solely as a nominee far Lend�r and Lender's successors�nd assigns. NIERS is the beneficiary under this <br /> Securit�In�trument. MERS is organized and existing under the laws�f Delaware, and has an address and <br /> telephone number of P.�. Bax 2���,F�int,MI 485��-�4Z6,te1. �8�8)679-MERS, <br /> �F� "N ote" means the prom�ssory note sxgned by Borrower and dated N ou em b e r 14, ��1� .'The Note <br /> states that Borrower a�ves L�nder �n� HU�ldred S�Venty N1 ne ThQUSand �pe <br /> Hundr�d Twenty and ��11�� <br /> Dollars�LJ.�. $ 1��,1��.�� }p�us�n�erest.Borrower has promised to pay this de�t in regular <br /> Periodic Payments and tQ pa�r the debt in full nv�later than Dec em b e r 1, ��4� , <br /> �G� "P'rope�ty"means the property that is described below under the heading"Transfer of Rights in the <br /> Proper�y." <br /> �H} "Laan"means the debt evideneed by the Note, plus interest, any prepayment cha.rges and late charges due <br /> under the Nate,and al1 sums due under this Security In�trument,plus interest. <br /> �I} "Riders"means a11 Riders to�his Security Instrument�that are exeGu�ed by Barro�ver. The fa�lowing Riders <br /> are to be executed by Borrower�check box as applicab�e]: <br /> �Adju�table Rate Rider �Condominium l�ider � Secvnd Home Rider <br /> �Ba11o�n Ricier 0 Plann�d Unit Deve�opment Rider � 1-4 Family Rider <br /> �VA Rider 0 Brweekl}�Payment T�id�r �Qther�s) [s��cify] <br /> Lega1 Attached <br /> �J� "Ap p I i cab le Law" m�an�a11 controll�ng app�icab��federal, state and 1Qc�1 statutes, regulations, <br /> ordinances and adminis�rative rules and orders�that hav�the�ffect of 1aw}as well as all applicab�e final, <br /> non-appealable judicial apinions. <br /> �K} "Com m u n ity Asso��ati o n D ues, Fees,an d Assess m�ents"means all dues, fees, assessments and other <br /> charges that ar�imposed on Bonower ar the Property by a condom�nium association,,homeowner� <br /> associat�on or simi�ax organi�atian. <br /> �L� "Ele�trvni�Fu�dsTr�nsfe�"means any transfer of funds, other than a transa�tion orig�nat�d by check, <br /> draft,or simil�r paper instrument,which is initiated through a�n e�ectronic term�na�,te�ephvn�c instrument, <br /> computer,or magnetic tape so as�o order, in�truct,dr auth�r��e a financ�al instituti�n to delait or cred�t an <br /> account. Such t�rm includes,bu�is not�imit�d to,poin�-of-sale transfers,automated teller machine <br /> transactions,transfers ini�ia�ed by telephone,�vire transfers,and automated c�earinghous�transfers. <br /> �M� "Es�r�►n►ltems"'rneans those items that are d�scribed in Section 3. <br /> NEBRASKA-Singl�a Family-Fannie MaelFreddie Mac L1NIFdRM INSTRUMENT WITH MERS Fomn 3028 11�1 <br /> VMP� VMP6A(NE}�1302).Q4 <br /> Walters f{}uwer Finan�ial Servi�es Page 2 of 1? <br /> q�334714125U 4233 442 0217 <br />