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2� 15�78�7 <br /> ��� "L�nder" is Home Fed�ra� Sa�i ngs and Laan Assp �f Grapd I sl and <br /> Lender�s a S��i ngs and Loar� <br /> organ�zed and�xisting under�he�aws of T�e Stat� of �ebraska . <br /> Lender's addr�ss is 2�1 5outh L�cust St Grand Is�and NE 688a1 <br /> Lend�r is th�b�neficiary under this S�cur�ty Instrument. <br /> �D} "Trustee" is Ar�nd R Baa��, Att�rney <br /> �E� "Nate" means the prom�ssory not�sig�ed�y Barrower and da�ed N��e�ber 13, 2��.� . The l�ote <br /> states that B�rr�we�r owes Lender �NE HUNDRE❑ N I NETEEN THDUSAND F�UR HUNDRED <br /> F�RTY FI1JE AN� �Q11�4 <br /> Dollars �U.S. $1 l9�,445.a� }p�us �n��res�. Borr�wer has prflmused to pay this debt zn r�gu�ar <br /> Periodic Payments and�o pa�the de��in fu�� not �ater than De c em be r l, ��2 5 . <br /> �F} "Property" means the propert�that�s described be�o�v under�h�headzng "Transfer of Righ�s in the <br /> Propert�r." <br /> ��} "L�an" m�ans th�de��ev�denced by the N�tes plus �nterest, any prepa�ment charges and�a�e char��s due <br /> under the Note, ar�d all sums due under this Security �nstrum�nt, plus in�erest. <br /> �H� "Riders" means all R�ders t� �his Securzty �ns�rum�nt that are e�.e�ut�d by Borrawer. The f��Iowing Rid�r� <br /> are to b�execu�ed by Borrower �c�eck b�x as applicable]: <br /> 0 Adjus�ab�e Rate Rider 0 Candamin�um R�d�r � Second Home Rider <br /> 0 Bal���n Rider 0 P�anned LJnit D�ve��pm�nt Ri�er 0 l.-4 Family Rider <br /> 0 VA Rider � B�weekiy Payment R�d�r � C�ther�s} �spe�ify] <br /> �I} "Applicab�e La►n►rr mearzs ai� controlling app�icab��federal, state and loca.i s�atu�es, regu�atians, ord�nances <br /> and adm�n�strative ru��s and orders �tha�have the eff�ct of lav�} as vve�� as a11 applicable final, non-appea�ab�e <br /> judicial�pinions. <br /> �J� "�vmmun�ty Assvciativn Dues■ FE.'�.''S, and Assessments" means a�l dues, fee�, asses�m�n�s and o�her <br /> charg�s that are�mp�s�d an Borrower or th�Property�y a�ond�minium assoc�a�ian, h�m.eown�rs <br /> ass�c�at�on or sirnu�ar t�rganzzation. <br /> t K� "E�ectrvn�c Funds Transf�r" mear�s any transfer of funds, other�han a transaction ar�g�na�ed by check, <br /> draft, or similar paper�nstrumen�, which is zn��ia�ed through an el�ctron�c terminal, �elephonzc �nstrument, <br /> computer, ar magn���c tape so as to order, znstruct, or authorize a f�nanc�a� insti�ution to deb�t or cred�t an <br /> a�count. Su�h t�rm inc�udes, �ut i�no�l�mai��d to, point-of-sale�ransf�rs, aut�xna�ed tel�er mach�ne <br /> transactions, �rarisfers initiat�d b��e�eph�ne, w�r�transfers, and auto�na��d c�earingh�u�e�ransfers. <br /> �L} "Escrow �tems" means �h�se items that are descr�b��i�n�ecti�n 3. <br /> �N�� "Misce��aneaus Proceeds" means ar�y c�mpezasation, settlement, award flf damag�s, or proc�eds pa�d�y <br /> any third party �other�han�nsurance pro��eds paid und�r the coverag�s describ�d�n S�ct�on S} f��: �i} <br /> damage to, or des�ruc�i�rz af, the Prop�rty; �x�} cond�mnat�on or other�aking of a�� or any par�of the <br /> Property; �iii}conveyance in�z�u of condemna��on; or�zv}misrepresen�a�ians of, or om�sszQns as�a, th� <br /> �alue andlor cond�ti�n of�he Pra er� . <br /> NEBRASKA-Singls Family-Fannie MaelFr�ddie Mac UN#��RM lNSTRUMENT �orm 3�28 110'I <br /> VMP� VMP6�NEy t�3q2y <br /> Walters Kluwer Fir�ar�cia�Ser�ices Page 2❑�17 <br />