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DEED OF TRUST DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated FEBRUARY 20 2001 together with all Riders to this document. (B) "Borrower" is RYAN M. HARDER AS HIS SOLE AND SEPARATE PROPERTY Borrower is the trustor under this Security Instrument. (C) "Lender" is EQUITABLE MORTGAGE CORPORATION, A MISSOURI CORPORATION Lender is a CORPORATION organized and existing under the laws of MISSOURI Lender's address is 5000 CENTRAL PARK DR. SUITE 200, LINCOLN , NEBRAS� 68504 !j Lender is the beneficiary under this Security Instrument. FIDELITY NATIONAL TITLE INSURANCE COMPANY (D) "Trustee" is/(7c 1�/$,/ i /��%r// /�/�� //�'/ /��i /fn /. /,/ 113 WEST 2ND STREET, GRAND ISLAND, NEBRASKA 68801 (E) "Note" means the promissory note signed by Borrower and dated FEBRUARY 20 2001 The Note states that Borrower owes Lender SEVENTY FIVE THOUSAND AND 00/100 Dollars (U.S. $ 7 5, 0 0 0. 0 0 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than MARCH 1, 2031 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider ❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] ❑ 1 -4 Family Rider ❑ Biweekly Payment Rider NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 Document Systems, Inc. (800) 649 -1362 Page 1 of 13 NE30281. DOT X rn M ,1 Z,q M � C-> cn o --A C:5 ZA1 0 N is After Recording Return To: r-*i rn t p -1 M p •`' EQUITABLE MORTGAGE " 5000 CENTRAL PARK DR. (fl n O x ~ NEBRASKA ONumber 6850�;� o = rn -f Loan 998213701 m q n as o i N .✓ ��i F--+ � is . Cn Cn • `00101419 [Space Above Ibis Line For Recording Data] DEED OF TRUST DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated FEBRUARY 20 2001 together with all Riders to this document. (B) "Borrower" is RYAN M. HARDER AS HIS SOLE AND SEPARATE PROPERTY Borrower is the trustor under this Security Instrument. (C) "Lender" is EQUITABLE MORTGAGE CORPORATION, A MISSOURI CORPORATION Lender is a CORPORATION organized and existing under the laws of MISSOURI Lender's address is 5000 CENTRAL PARK DR. SUITE 200, LINCOLN , NEBRAS� 68504 !j Lender is the beneficiary under this Security Instrument. FIDELITY NATIONAL TITLE INSURANCE COMPANY (D) "Trustee" is/(7c 1�/$,/ i /��%r// /�/�� //�'/ /��i /fn /. /,/ 113 WEST 2ND STREET, GRAND ISLAND, NEBRASKA 68801 (E) "Note" means the promissory note signed by Borrower and dated FEBRUARY 20 2001 The Note states that Borrower owes Lender SEVENTY FIVE THOUSAND AND 00/100 Dollars (U.S. $ 7 5, 0 0 0. 0 0 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than MARCH 1, 2031 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider ❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] ❑ 1 -4 Family Rider ❑ Biweekly Payment Rider NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 Document Systems, Inc. (800) 649 -1362 Page 1 of 13 NE30281. DOT