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Acknowledgment <br />State of Nebraska <br />County of H a l l <br />This instrument was acknowledged before me on October 05, 2 015 by <br />Kent Kaiser, Gina Kaiser <br />o Pub is <br />A anda M Moritz <br />commission expires` /26 /2019 <br />Loan origination organization Union Bank and Trust Company <br />NMLS ID 408559 <br />Loan originator Amanda Moritz <br />NMLS ID 509328 <br />NEBRASKA - Single Family-Fannie Mae /Freddie Mac UNIFORM INSTRUMENT WITH MERS <br />VMP <br />Wolters Kluwer Financial Services <br />jes eiNERAL NOTARY -State of Nebraska <br />AMANDA M MORITZ <br />My Comm. Exp. Sept 26, 2019 <br />201507825 <br />15-08-000164 <br />Form 3028 1/01 <br />VMP6A(NE) (1302) <br />Page 17 of 17 <br />