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Return To: <br />Union Bank and Trust Company <br />PO Box 82535 <br />Lincoln, NE 68501 -2535 <br />Prepared By: <br />Courtney Jobes <br />PO Box 82535 <br />Lincoln, NE 68501 -2535 <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA-Single Family-Fannie Mae /Freddie Mac UNIFORM INSTRUMENT WITH MERS <br />VMP <br />Wolters Kluwer Financial Services <br />Deed of Trust <br />(B) "Borrower" is Kent Kaiser and Gina Kaiser, as husband and wife <br />CD <br />C!) <br />• "'"•1 <br />: "a <br />C) <br />r+, <br />4, Definitions <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />fig Section 16. <br />(A) "Security Instrument" means this document, which is dated October 05, 2015 , together with all <br />Riders to this document. <br />MIN 100148900000371049 <br />15-08-000164 <br />Form 3028 1/01 <br />VMP6A(NE) (1302) <br />Page 1 of 17 <br />r.) <br />co <br />(Jl <br />C:o <br />N <br />U] <br />