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2� 15�78�2 <br /> BC]RR��ER��]V�NANTS that Borravwer is lawfu��y seised�f the es�ate hereby can�eyed and has the right�a <br /> gran�and conve� �he Property and�hat th�Pr�perty �s unencumbered, except f�r encumbranc�s of re�ord, <br /> Borra�ver warrants and w�i� defend generally th�t�t�e�o the Praper��again�t a�� c�a�ms and demands, subject ta <br /> any encumbrances of r�cord. <br /> THI� SE�URITY �NSTRUMENT combines unifarm covenants f�r nati�na� use and non-unifnrm cnvenants with <br /> limit�d variations by jur�sd�c�zon to canst�tute a uniform secur�ty�ns�rument cov�ring rea� pr�per�y. <br /> Uniform Covenants. Borrower and Lender�n�enant and agree as fo��ows: <br /> �. Payment �f Principal, lnterest, Escrvrrv Items, Prepayment �harges, and Late �harges. Barra�ver <br /> shal�pay when due the pr�ncipa� af, and �nterest an, the d�bt evidenced by the Note and an�prepaym�n� <br /> charges and late c�iarges due under�he No�e. Barr�w�r sha�� a�so pay funds for�scrQw ��ems pursuant�o <br /> Sectzon 3. Pa�ments due under the N�o�e and thi� Secur�ty �ns�rumen�shall be made in U.S. currency. <br /> However, �f an� check or other ins�rument rece�ved b�Lender as payment under the Note or�his Security <br /> Ins�rumen� is returned to Lender unpaid, Lender ma�requ�re that any ar a�� su�sequent paymen�s due under <br /> �he Note and�h�s Secur��y �nstrument��made in one or mare af�he fai�owing forms, as s��ect�d by Lender; <br /> �a} cash; �b} mone�order; �c} �er��t�ed check, bank check, treasur�r's check or cashier's check, prov�ded any <br /> such check is drawn upon an insti�ution w�.ose deposits are insured by a federai agency, instrumental�ty, or <br /> en�it�; or�d} ��ec�r�n�c Funds Transfer. <br /> Paym�nts are deemed received by Lender�hen receiv�d at th��acation designated �n�he Note or a�such <br /> other�acation as may be des�gnat�d�y Lender in accordance w�th the natice pra�isians in 5ecti�n �5. <br /> Lender may return a�y payment or par��a�paymen� if�he payrnent�r part�a�paymen�s are insufficient ta <br /> bring the L�an�urr�n�. Lender may accept any pa�men�or par�ial paymerit �nsuff�c�ent ta br�ng the L�an <br /> current, without wa��er of any rights hereunder or prejudic�to i�s rights ta refuse such payment or par�ial <br /> payments in�he futur�, but L�nder is nat�bligat��to apply such payments at the�im�such payrn��nts are <br /> accepte�. If each Periadi� Paym�ent �s applied as of��s schedu�ed du�dat�, then Lender need not pa� in�erest <br /> on unapp�ied funds. Lender ma�r hoid such unappli�d funds unt�i Borrav�er makes payments to bring the <br /> Loan curren�. �f B�rrower does not da so vvzth�n a reasanab�e period af��me, Lender shall either apply such <br /> funds or re�urn them to Borr�wer. If nat applied ear���r, such funds w����e app�ied to the outstanding <br /> princi�al baiance under the Na�e immediately prior t� f�r��losure. No offset or c�a�m�vvh�ch B�rrower migh� <br /> ha�e now or in�h�future against Lender shall re�ieve B�rrow�r frflm making paym�nts�lue under�he No�e <br /> and this S�curi�y Instrumen�or performing the c��enants and agreements s��ur�d�y this S�curity <br /> �n�trumen�. <br /> �. Applicativn �f Payments �r Praceeds, Except as atheru�ise d�scr�bed in�his Sect�on Z, all payments <br /> a�c�pted ar�d appl��d by Lender shall be applied in�he f�l�owing�rder of priority: �a} �nt�r�st due und�r the <br /> Not�; �b}principal due under�he Not�; �c} amounts du�und�r Sect�an 3. Su�h paym�nts shall b�app��ed�o <br /> �ach P�r��d�G Payment in the arder�n which it became due. Any rem�.a�n�ng amoun�s shall b�applied firs�to <br /> �ate charges, se��nd to any o�her amoun�s due under�h�� Securi�y Instrum�ent, and�hen tn redu���he <br /> pr�ncipal balance of the Note. <br /> If Lender reGei��s a pa�ment from Borrower far a de�inquent Perzod�c Paymer�t which znclud�s a suf�c�ent <br /> amoun��a pay any�ate�harg�due, the pa�rment may be applied t�th�del�nqu�nt payrn�nt an�th�late <br /> charg�. �f amore than�n�Periadic Payment �s ou�s�anding, Lender may app�y an�paym�n�re���ved fram <br /> Borrawer�o the repaym�nt af the P�riodic Payments if, and�o the e�tent that, each payment can be pa�d in <br /> full. T�the e�tent that any excess��ists af�er�h�payment is appl�ed ta the full payment of an��r�mar� <br /> Periodic Payments, such excess may b�app�ied�a any �a�e charges due. ��lun�ary prepayments shali be <br /> app�ied firs�to any prepayment charges and then as described in the Note. <br /> NEBRASKA-SingEe�amiEy-�annie MaelFreddie Mac UNIFQRM lNSTR�M�NT Farm 3028 11�� <br /> VMP Q VMP�fN��t�3�2� <br /> Wolters Klt�wer Fnancial Ser�ices Page 4 of�7 <br />