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STATE OF Nebraska COUNTY OF Hall FMG Loan No 64664231 200101399 Effective Date: January 12, 2001 Borrower(s): Michael B. Rickard Carissa A. Rickard Property Address: 2514 West 5th Street Grand Island, NE 68803 COMPLIANCE AGREEMENT The undersigned Borrower(s), in consideration of the Subordinate Note and Subordinate Mortgage or Deed of Trust offered by Fleet Mortgage Corp., its successors and/or assigns ( "Lender ") in the amount of $3,056.92, in connection with reinstating the delinquent loan secured by a Deed of Trust/Mortgage dated June 2, 1999 agrees to fully cooperate with any reasonable requests made by Lender, or its agent, to correct typographical errors in the Promissory Note and Subordinate Mortgage or Deed of Trust enabling Lender to sell, convey, guarantee or obtain insurance for any investor or institution, including but not limited to, the Federal National Mortgage Association, the Government National Mortgage Association, the Federal Home Loan Mortgage Corporation, the Department of Housing and Urban Development, the Department of Veterans Affairs, or any municipal bonding authority, to ensure enforceability of the Promissory Note and Subordinate Mortgage or Deed of Trust. These requests may include, but are not limited to, all changes, corrections, re- execution or modification of any document related to such loan, as may be required. The undersigned will comply with all requests within thirty (30) days from the date they are made by Lender or its agent. If Borrower(s) fails to meet its obligations, Borrower(s) acknowledge liability for all costs including, but not limited to, actual expenses, legal fees, court costs, and marketing expenses incurred by Lender to enforce its rights under the Promissory Note and Subordinate Mortgage or Deed of Trust. B. Rickard'. Borrower " STATE OF Nebraska ss. COUNTY OF Hall ) On the day of in the year 2001, before me, the undersigned, personally appeared Michael B. Rickard and Cari sa A. Rickarc , personally known to me - OR - proved to me on the basis of satisfactory evidence to be the individuals(s) whose name(s) is (are) subscribed to the within instrument and acknowledged to me that he / she / they executed the same in his / her / their capacity(ies), that by his / her / their signature(s) on the instrument, the individuals(s), or the person upon behalf of which the indiv' uals(s) a9ted, executed the instrument, and that such individual made such appearance before toe undersigned in the Qity of , !l/iY1 �T1lQl2LL , State of Nebraska. Nottry PubWb My Commission Expires SEVERAL NOTARY State of Nebraska KELLY S. FITCHHORN My Comm. UP. Nor. 11.2001 Fleet Mortgage Corporation, Fleet Counseling Services Settlement/Quality Assurance 2210 Enterprise Drive, SC /FL/2577 Florence, SC 29501