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warranty to the person or persons legally entitled to it. Such person or persons shall pay any recordation costs. Lender may charge such person or persons a fee for reconveying the Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the fee is permitted under Applicable Law. 24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law. 25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address which is the Property Address. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this Security Instrument and in any rider(s) executed by Borrower and recorded with it. CHA EIFER STATE OF NEBRASKA COUNTY OF HALL M com i sio�el Q s �,1�,�'( (Official Seal) Date NEBRASKA - Single Family. Fannie Mae/Freddie Mac UNIFORM INSTRUMENT 0 2004 -2015 Compliance Systems, Inc. 664deb04- a78589be - 2015.11.3.1076 Single Family Real Estate - Security Instrument DL2047 INDIVIDUAL ACKNOWLEDGMENT The foregoing instrument was acknowledged by CHAD F PFEIFER, before me on November 10, 2015. In witness whereof, I hereunto set my hand and, if applicable, m official seal. , LOAN ORIGINATOR COMPANY NAME: Bank of the West, a California state banking corp. NMLS COMPANY IDENTIFIER: 19116 LOAN ORIGINATOR NAME: Jeremy D Mueller NMLS ORIGINATOR IDENTIFIER: 507268 Page 14 of 14 201507770 Form 30281/0/ www.compliancesystems.com II I I I I I I I 1 1 1111, 8 1 , 1 III IHI 1111111111111111,11 II 1111111111,111 11 111 VIII II1IIIIIII