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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />- Witness - Witness <br />(Seal) <br />Paul A. Vieth - Borrower Brittany M. Vi = - Borrower <br />STATE OF NEBRASKA, Hall County ss: <br />The foregoing instrument was acknowledged before me this / day of MYP/n1P/ <br />f , by Paul A. Vieth and B ttany M. Vi th. <br />Witness my hand and notarial seal at lye in said County, the date aforesaid. <br />My Commission Expires: April 7, 2016 <br />IDS, Inc. <br />I SDIENALNYINIMIaledNsbatka <br />DANIEL ROTH <br />% a t % a %VCO a FM* Ppdtt,201e <br />(Seal) <br />Notary Public ► aniel Roth <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Daniel Roth; NMLS #: 464864 <br />f <br />201507768 <br />h <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERS Form 3028 1101 <br />Page 13 of 13 <br />