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20010088 j. ADDITIONAL TERMS PAGE 4 OF 4 LIMITED WARRANTY: Except as expressly provided otherwise in the LIMITED WARRANTY, all products ARRANTY sold AS IS. to sole the time live remedy ontra 1t you or your assignee shall be limited to my rights and remedies under the express , where permitted by applicable My exclusive rights and remedies under the warranty shall be in lieu other rights BUT NOT LIM TED TO ANY IMPLIED WARRANTY OF state law. WHERE PERMITTED BY STATE LAW, ALL IMPLIED WARRANTIES MERCHANTABILITY AND ANY IMPLIED WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE. BUYER, READ THE SEPARATE "LIMITED WARRANTY" WHICH WRITTEN INSTRUMENT PERTAINING PRODUCTS MANUFACTURED HICH "LIMITED WARRANTY" BEEN DELIVERED TO EACH RESPECTIVE BUYER IN CONNECTION WITH THIS SALE, INSTALLED BY THE PACESETTER CORPORATION AND W PREPAYMENT AND ACCRUAL OF THE FINANCE CHARGE: Even though I do not have to pay more than the regular scheduled monthly payment, I have the right to prepay the whole amount owing to you in full at any time or in part form time to time. If I make a partial prepayment, I must continue to make my higher regular payments late. The amounts ashown onlpage 2 for he Finance Charge, Total of Paymentsland the computed otal Sale Price arelbasedsonf the assumption ythat you will re receive each ) 4X m le interest basis. sI also tundersta o that no refund fan amount tllesethanr$1U00 will be made, and that I may, be barged a min Finance mum Finance Charge of $10.00. P goods probably --ORDER otOODny other houses, o I know thatrI cannot measured ocancel his so that time after the period of Products me givventto me by lawazin which to cancel. After tat lega period of time, I know that I have the obligation to pay you in full the amount owed. COMMENCEMENT lOFon of the goods and serr RGEon another date, estimated to within to run on the date thatslc sign the Completion Certificate. you he amount of finance charge may be more or less than the amount disclosed depending on the amounts I pay you and my timeliness in making payments. DEFAULT: I will be in default under this contract if: 1. I don't make a payment when due; or 2. 1 break any promise I made to you in this contract. COLLECTION oe Ogre If o pay you for under this Contract, and reasonable you hire an as welltasrny other related expenses such as court s costs, tle searchestand amounts you the amount expend to protect your security, if you are allowed to collect such amounts by law. DELAYS: I know that you will use your best efforts to install the Products I am purchasing on my house, but I also understand that in some situations you may encounter delays that are caused by strikes, weather conditions, delays you have in obtaining materials, or for other reasons that are beyond your control. I will not hold you liable for such delays. REQUEST FOR FULL PAYMENT: If I am in default under this contract, you can declare all that I then owe you under this contract payable at once. agree to pay you interest on that amount at the Annual Percentage Rate shown on page 2 until the amount I owe you is paid. SALVAGE VALUE: I know that the windows, woodwork, siding, brick and other materials that have to be removed by you for this installation have NO salvage value. When you remove them, you may dispose of them. SPECIAL SITUATIONS:, oI D e to understad uniqueness of some ral, of the Products that you and that you end that may of havethad oall hercorrectninformation aimportant to this and approve transaction at our fingertips; I give you my consent to correct any obvious errors that may have occurred when the blanks in this contract were completed. INVALID PROVISIONS: If any provision than the law peiznitola eh youawillnonly havunenforceable, the right to collect from cme the amount ofifinance chargeowhich the law requires payment of more finance charge allows you to collect. NOTICE ANY HOLDER OF THIS AINSTITHE SELLDER OF GOODS OR DEBTOR COULD ASSERT AGAINST SERVICES OBTAINED PURSUANT HERETO OR W IT THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER. INSURANCE CANCELLATION: nToION:I I you or have requested holder insurance ths contract purchase, I I know that sthe can ellat on of my coverage will be arranged tw with the insurance an e the date of this carrier(s) and a full refund of my premium(s) together with applicable finance charge will be credited to this contract. PLEASE NOTE: If I have requested insurance in this purchase, I will receive within thirty (30) days a certificate of insurance more fully describing the insurance am covered only that if there is extent stated m the following Notiee of Prloposed In of the I certificate know that that I haveinsurancelcoverage only if I have been charged fortit. In cove y In the following Notice of Proposed Insurance the words "you" and "your" refers to the Buyer /Insured and the word "we" refers to the Insurance Provider. NOTICE OF PROPOSED INSURANCE the Credit If and/or credit accident an h health fe Co of Omaha (CSO) agreeso this nsure you, atpolicy orContract, ertificoate which more fully describes cthe by and request. limitations will be sent to you within 30 days. If we don't insure you, you will be sent a refund or credit on your account of your premium. will Subject toa acceptance CSO, understand that his insurance may not prtovide coverage for your lasot few payments, and hatiduring that period of time, you will l not the insurance monthly payments. ,hat you owe. insur coverage. e may not last the full coverage enprovided th of your may nor may it be enough to completely pay off your loan.iThe amount and type of nsure y apply: ance you have applied for is shown on your In Sales Contract. The following exclusions and ]imitations Eligibility Requirements: 30 hours a week eligible for the coverage, th primary age orrower s eligibleafo6disability overage. Life Co eligible rage: The amount of life insurance is working be claim won't pay SCnO lr� ina1 i uls r Exclusions So your Installment wn the insurance is effective, w will refund he life if y ou commit suicide attempt suicide, death h le sane insane, within n2 mof insurance premium. This also applies to your co- borrower if you Benefits are payable after you have been ou applied for joint life coverage. Disability Covera totally disabled resu 14 days normal more. genncysor then paid r tanintentiona intentionally the first self-inflicted d disability. or c) alcoholism Xor drug addiction; d)pnervousior if Y disorder; or e) a pre- existing condition. 8-97 Fonn NOPI NI Rev. (PS) Offered and underwritten by: NE Central States Health &Life Co. of Omaha — 96th &Western — P. O. Box 34350 — Omaha, NE 68134 -035 7039 SM- 101 -NE -FAH PAGE