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2� 15�7737 <br /> I��h15 Security ��s�rument is c��. �. ledsehald, Borrov�rer sha�l �omply with al1 th� provisions of the <br /> 1�a�e. �f Borrawer �.cquires fe� ��tle �o �he Prop�r�, the �easeh�ld and th� fee tit�e sha�� not m�rge <br /> unless Lender agr���ta�h�merger in writing. <br /> l�. Borrawer Not Th�rd-l�arty Benef�c��ry to Contra�� of Insuranc�. Mor�gage �nsurance re�mburses <br /> ��nd�r �Qr an� cn�it� t�a� purchases �he I�a�e� �ar cex�a�n lasses tt may incur if Borrower daes �.ot <br /> rep�.y �h� Loan as a�greed. Borro�er ackna�v�edges and agre�s tha� �he Borrower is no� a thxrd part�r <br /> b�nef��iary�a tMe �on�arac�of insuran�e b�tw��n the Se�retary and L�nder,nor is Borr�w�r entx��ed t� <br /> enfar�e any agr�emen� between Lender and the Secretary, unless exp�ici�ly authariz�d �o do so by <br /> .A.pp�icab�e T�aw, <br /> 11. Ass�gnment of Miscellaneous Proceeds; Forf�i�ure.A1�Misccl�an�aus Pr�c�eds a�e hereb�assi�ned <br /> ta and sha�l be paid to Lender. <br /> If�he praper�y is darr�aged, such Miscellaneous PrQ��eds 5ha��be appli�d�v res�ora.�ion or r�pair of th� <br /> Propert�y, if�he rest�aratian or repair is econc�mica�I� f�asible a�d Lender's security is �ot le�sen�d. <br /> I]�xring such repair and restora�ion period, Lender sha11 ha�e the right tQ hold such Misce�laneous <br /> Froce�ds un�x� Lender has had an 4pp��tun�ty �o inspect such property to �nsur� th� wark has becn <br /> com.pl��ed�a L�nder's sa�isfactian,pr��id�d t�at suc�.znspec�ion sha��be und�r�aken pramptly, Lender <br /> may pay f�r�he rep��rs a�nd res�oratian in a s�ng�e disbursement or in a�series of pr��r�ss�aymen�s a� <br /> the�uark is comp�e�ed. Unless an agreement is m�de iri v�rritin�or App��Gable Law requ�r�s interest t� <br /> be paid on such N��sG�llaneaus Prac��ds, L�nder sha��� no�be r�quired��pay Borrc�wer any interest Qr <br /> �arn�n�s on such M�sce��aneous �'r�c��ds. If�hE restoratian or rep�.ir is not e�on�mica�ly feasi�le or <br /> Lender's secur�ty v�rauld be Iessen�d, �he Miscel�anec�us Proceeds sha1� be appl�ed to�he sums secured <br /> �y this Security Ins�rument, whether ar not then due, �ith �he ex�ess� if any, paid to Borr�v�er. Such <br /> �isce�Ianeaus Froceeds shal�b�app�ied in the arder pro�ided for in Sec�ion�. <br /> In�he e�ent of a ta�al tak�ng, destruetian, or Ioss in value of th�Pr��erty,�he Mxscella�eaus Proceeds <br /> shall be appli�d ta the sums s��ured by.this Secur�ty �nstrume�t, wh��her �r not �hen due, vvith tihc <br /> excess,�f any,paic�to Barro�v�r. <br /> �n �he even� af a p�r�ia1 ta��ng, d�s�ruc�ian, or loss �� Wa�ue vf�he Proper�y in whi�h �he fazr m�.rk�� <br /> value c�f�he Pr�per�y imm�dia�ely b�far�the partial taking� C�ES��iC�I.U�]a or loss in �alue is �qual ta �r <br /> grea�er�han the alnaunt of the sums secured by�his S�cur�ty Instrum�nt immedia�ely�efore the par�ia� <br /> takin�, destruc�ion, ar loss in�a1ue,u�less Borrower a�d Lender o�h�r�ise agre� in v�rri�ing, th� sums <br /> secured by �his S�curity Instruxr�ent s�ial� be reduced by �he amount of the Mis�ell a�.eous Pr����ds <br /> mui�iplied�y�he f4llo�in� frac�ion; �a) �he �otai axn�un� of the sums s��ured immedia�c��r before �he <br /> partxa� tak�n�, destruc�ion, or lass ir� value divided l�y (b} the fair rnarke� value of �he Property <br /> �mm�diate�y beforc th� partial taking, destruc�ion� ar �oss in va�ue. Ariy l�a�ance shal� �e paid to <br /> �ozrov�r�r. <br /> �n the ev�nt of a par�ial taking, des�ru�tion, �r lass in �alue of�h� Property in �hic� the fa�r marke� <br /> va��u� �f�he Prap�rty imm�diately bef�re t�he p�.r�ia��akin�, destructiic�n,or�os��n�a�uc is Iess�han�he <br /> amoun�of the sums s�cured imxnediatel�before�he par��al�aking,destruc�ion, or loss in value,unless <br /> E�orrower and L�ender atherwis� a�r�e in writan�, �he �z�cellaneous Proc�eds shali be �pplxed �o �he <br /> sum.s s�cured b�y this�S�ecuri�.y Instrume�t whe�her vr na��he sums are then due. <br /> If the Pr�perty zs aband�ned b�Barrov�er, ar�f, after notice by L�nder to Barro�ver that the�pp�sing <br /> Pa�y�as def ned in�he next sent�n�c}c�ffers�o rx�a�e an award t�se�tle a��aim for d.amages,Borrower <br /> fa.i�s �o respand to Len�er within 30 days after the date the natice is gi�ren, Lender is au�horized ta <br /> callect and appl� �he Miscel�aneous Frvice�ds eith�r t� res�or�.tion �r repa�r of the Proper� �r �o �he <br /> sums secured by thi� Securi�r 7ns�ruxnen�, �xrhe��er�r na�tihen due. 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