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2� 15�77�5 <br /> 4�� "Lend�r" is Home F��fera� Sa�i ngs and Loan Assn of Grand Is�and <br /> Lend�r is a Sav�pgs and L�an <br /> organ�zed and ex�stzng under�h��aws of The State of �ebraska . <br /> Lender's ad�iress �s ��1 S�uth Lo�ust St Grand Isl and NE �88D2 <br /> . <br /> L�nder is the bene�czar�under th�s Securzty Instrum.ent. <br /> �D3 "Trustee" i� Arer�d R Baack, Attorney <br /> ��} "Nnte" m.�a.ns th�promissory not�signed b�Barrower and dated N o�embe r �3, �4 l a . The Note <br /> s�ate��hat B�rrower a��s Lender �NE HUNDRED TH I RTY E 1 GHT THqUSAND AND a�/lDQ <br /> Dollars �IJ.S. $1�8,��4.�� }p�us interest. Borrawer has promised�o pay this deb�in regular <br /> Per�odic Paym�nts and to pa�the�ie�t in ful�not�at�r�han De�emb�r l, 2�3� . <br /> 4 F� rr P�operty" means�he proper�y�ha� is des�ri�ed b���w under the heading "Transfer of R�gh�s �n�h� <br /> Pr�p�rty.,� <br /> �G� "Loan" means the debt�videnc�d by the N�o�e, plus interest, at�y prepayment char�es and �at�charges du� <br /> under the No�e, and a�l sums due under�his Secur�ty Instrument, p�us �nter�s�. <br /> �H� "R�ders" means a�l Riders�o this Secu.r�ty �nstrur�ent tha�are execu�ed by Barrower. The follo�ing Riders <br /> are to be e��cu�ed by Barr�v�er �check�ox�s app�xcable�: <br /> � Adj u�tab�e Rate Rider 0 �ondamin�um R�der �Secand Ham.e R�der <br /> � Ba���on R�der 0 P�a.��d Unit De��l�pmen�Rider � �-4 Fami�y Rider <br /> [,.�VA Rider 0 B�week�y Payment R�d�r 0 Dth�r�s} [sp�c�f�� <br /> tl y "Applica��e Law" means a�� co�.trolling app��cal���federai, state and local s�atutes, regu�a�xons, �rd�nanc�� <br /> and adm�.nistratzve ru��s ar�d ord�r� �tha�have the eff�c�of Ia�v} as wel� as all app�icab�e f�na�, nnn-app�a�a��e <br /> �udicial op�nions. <br /> 4J} "Cvmmunity Ass�ciativn Dues, Fees, and Assessments" m�ans a��dues, fe�s, as��ssments and o�her <br /> charg�s that are imgosed on Borrower or the Proper�y�y a condam�n�um ass�c�at�on, h�meflwners <br /> a�so�iati�n or s�milar organ�zation. <br /> �K� "E�ectronic Funds Transfer" means any transfer af funds, other than a tra�asact�on�r�g�na�ed by�heck, <br /> draft, or sim��ar paper�nstrumen�, which is initiated�hrflugh an ele�tron�c ��rminal, tel�phon�� instrument, <br /> c�m�puter, or magnetic tap�so as to ord�r, instru��, ar author�ze a financ�al institution to debzt�r cred�t an <br /> ac�ount. Such term in�lud�s, but�s nat�zm�ted to, pointWof-sa�e transf�rs, automate�i teller mach�ne <br /> trar�sactions, transfers in�t�at��i hy telephone, �vire transfers, and aut�mated clearingh�use�ransfers. <br /> �L� "Esc�ow Items" rneans�hos�items that are d�scrib�d i�Sect��n 3. <br /> �M� "Miscel�aneous Proceeds" m�ans any com.pensa�ion, settlement, award of damages, or prac��ds pa�d by <br /> ax�y th�rd par�y �other than insuranc�proceeds paid under the co�erages described in Se�tion 5} f�r: �i} <br /> damage��, �r destruc��on of, the Praperty; �ii}�ondemnation or��her taking af all or any par�of the <br /> Prop��y; �ix�}conveyance�n�ieu of c�ndemnation; or�iv� misrepresentations of, �r omiss�ons as�o, the <br /> va�ue andlor condi�ian af the Pro �r� . <br /> N�BRASKA-Single Famity-�annie Mael�reddie Mac UNIFQRM tNSTRUMENT �orm 3��8�I�i <br /> VMP[�} VMP6tN�1 4'�302� <br /> WoEters iCiuwer�inanGial 5er�ices Page 2 of 17 <br />