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2� 15�77�4 <br /> re�u�red by RE�PA, and Borr�wer sha�l pay�a L�fld�r th�amoun�nec�ssary to make up the def�ciency in <br /> accordance wi�h R.ESPA, bu� in no mar��han �2 m�n�hXy payments. <br /> Upan paymen�in fu�� af a�� sums secured by th�s Security �nstrumen�, L�nder sha11 pramptl�refund ta <br /> Borrower any Funds he�d by Lender. <br /> 4. �harges: Liens. B�rrower sha�l pay aIl taxe�, assessmen�s, charges, fines, and ixnpasiti�ns attributable t� <br /> the Praper�y which can a��ain priority over this Se�urxty �ns�ru�nent, leas�ha�d paymen�s or gr�und rents on <br /> th�Proper��r, if any, and �ommunity Assoc�ati�n I]ues, Fe�s, and Assessments, if ar�y. To the exte�t�hat <br /> th�se�tems are Escrow �tems, Borr��ver sha��pay them�n�he ma.�ner pr��vided in Sectia�3. <br /> Borrawer sha��promp��y d�scharge an�lien which has pr��r�ty�ver this Security �nstrument unless <br /> Barrawer: �a} agrees in writ�ng �o the payme�xt of the ob��ga��on secured by�he Iien in a manner acceptab�e <br /> �o L�nder, but�nl� s� Iong as Barr�wer is perform�ng such agreemen�; �b} con�es�s the lien in good faith by, <br /> or defends a�ains�enf�rc�ment�f th��ien zn, legal pro�eed�ngs which �n Lender's�pinxon operate to prevent <br /> �he��afarc�men��f the lien vvhi�e thos�pro��edings are p�nding, but on�y unt�� such pr�ceed�n�s are <br /> c�ncluded; or�c� secures from the h��der of the�ien an a�r�em.ent satzsfa�ta�-�r to Lender subordinat�ng the <br /> �ien ta this S�cur�t� �nstrumen�. If Lender de�ermines tha�any part of the Proper�y �s subje��ta a��en wh�ch <br /> �an attain priarity o�er this�ecurity �ns�rum�nt, Lender ma�gi�e Borrawer a notice zdent�f�ring �he��en. <br /> W��hin �.�da�s flf the date an which�hat n���c���gzven, B�rrower shall sa�isfy the�ien ar take on�or mor� <br /> of the acti�ns set forth above in this Section 4. <br /> Lender may require B�rrawer to pay a one-��me charge for a reai�state tax�erif�cati�n andlor repor�ing <br /> ser�r�ce used by Lender in conne�t�on with this Loan. <br /> 5. Praperty �nsurance. B�rrower sha�l keep the improvements n�w ex��t�ng ar h�re�fter ere���d on the <br /> Prop�r��insured aga�ns�l�ss by �re, hazards inc�uded within the term "e�.tended�ov��age," and an��ther <br /> hazards including, but no��imit��to, �ar�hquakes and f��ods, for u�hich Lender re�uires in�urance. This <br /> insurance shall�e maintained�n th�amoun�s ��ncluding deduc�ible levels} and f�r the periods tha�Lender <br /> requzres. '�V�at L�nder r�qu�r�s pursua�t to �he pr�ce��ng sent�nce�can change during the term of th�Laan. <br /> Th� insurance carrier prov�ding�he�nsuranc�shal� 1oe chflsen by Borrov�er subject ta L�nder's righ�to <br /> disappr���Borrower's choice, wh��h right shall not b��xercised unreasonab�y. Lender may requ�re <br /> B�rr��ver to pay, zn connecti�n with this Loan, e�ther. �a} a one�time charge for f�ood zane d���rminat�an, <br /> cer���cat�on and track�ng sez-vi�es; or�b� a one-t�me�harge f�r flood zone d�termina�i�n and cer���catian <br /> s�rv�ces and subsequent charges each time remappings�r s�mi�ar�hang�s oc�ur wh��h reasonably might <br /> affe�t such de�erminatian�r cer��fication. Borrawer�ha�l a�sa b�respnns�b�e for the payment af a.r�y fe�s <br /> i�rzpased by the Federal Emerg�ncy Managem�nt Agenc� �n cflnnect��n wi�h the revxe�v of any fl�ad zane <br /> determination resu���ng fr�m an objectxon by Borrower. <br /> If B�rrnwer fails to ma�ntain any of�he coverages describ�d ab���, L�nd�r ma�abta�n znsuranc�coverage, <br /> a� Lender's�ption an.d Borrov�er's expense. Lender�s under no obligati�n�a purchase any par��cu�ar�ype or <br /> am�unt af c�verage. Ther�fflre, such coverage sha�� �aver L�nder, but might�r migh��ao�protect Barr�wer, <br /> Bflrrflwer's equity in the Prnper�y, �r the cant�n�s of th�Proper�y, against ar��r�sk, hazard or�iabi�i��ar�d <br /> migh�prav�de gr�ater or l�sser coverage than was previaus�y �n effect. B�rrav��r ackr�owiedges tha�th�cos� <br /> of the insuranc��average so obtained might sign�f�cant�y e�ceed the cost�f�nsurarice that Borrov�er c�u1d <br /> have obtained. Any amounts d�s�ursed�y Lender under th�s S�c��nn 5 sha�� becam�add��i�nal�ebt of <br /> Borrawer secured hy this Secur�ty �nstrument. These a�mounts sha��bear in�erest at th�N�te rate from th� <br /> da�e of disbursement and sha�� b�payable, with su.ch int�r�st, up�n nnC�c�from Lender to B�rr�wer <br /> r�questing payrnen�. <br /> NEBRA5ICA-5ingl�Family-Fannie Mael�reddie Mac UN1F�FiM INSTRUM�NT Farrr�3�28 11�7 <br /> VMP Q VMPS�NEy�13�2y <br /> Wviters Kluwer�inanCiai Ser�ices Page fi nf�7 <br />