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Acknowledgment <br />State of Nebraska <br />County /City of Grand Island <br />This instrument was acknowledged before me on November 06, 2015 by John E Crayne, Debra <br />A Crayne <br />Notary Public <br />Kevin Ottman <br />My commission expires: 05/19/2017 <br />FHA Deed of Trust -NE <br />Bankers SystemsTM VMP <br />Wolters Kluwer Financial Services <br />GENERAL NOTARY - State of Nebraska <br />KEVIN D OTTMAN <br />My Comm. Exp. May 19, 2011 <br />201507697 <br />Loan Origination Organization: Home Federal Savings and Loan Assn of Grand Isl and <br />NMLS ID :446443 <br />Loan Originator: Kevin Ottman <br />NMLS ID:494664 <br />9/30/2014 <br />VMP4R(NE) (15021.01 <br />Page 16 of 16 <br />