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2� 15�7�73 If the Loan is subj ect to a law�rhich s��max�mum loan cha.rges,and that 1aw is fina�ly iraterpreted sn that the interest or other loan charges�ol�ected or�o be co�lected�n conn�ction with the Loan exceed�he permitted��mitsy then: (�.)any such loan c�arg��h�l�be reduced by the am�unt necessa.ry to reduce the charge to the permitted��mit;and�b)any su�ns alr�ady col��cted from Borrower which exceeded permitted �imits�vi.11 be refunded to Ba�o�aver, �,e�.�er n1�.��hoose tv make this refu�d b�reduei�g the principal�v�ed under the Note or by making a direct payrnent�o Borrower. If a refund reduces principal,the reductian�vi11 b�treated a�a partia�prepayment without ariv prepaymen�charge��vhether or nat a prepayment char�ge is provided for unc�er the�a#e}.$orra�ver's accepta��e vf any such refun.�.made by�.irect paym�nt to Borrow�r wi11 constitute a�vai�er of any r�ght of a�tion Borrower might hav�arising out of su�h overcharge. �5. Notices.All notices given by Borrower or�.ender in�onnectiQn�vith this Security rnstrument must be in writing.Any no��ce to Borrower in�onnecti�n with this Security Instrumen�sha�t be deemed to have been gi�en to Borrower when mai�ed by first��ass ma��or when actually delivered to Borrower's no�ice ad�ress if sent by ather means.Notice tQ any one Bo�rowe�shall constitute notice to a11 Borro�ers u�.less App�icable La�expressly requires otherwise. �he natic�address shall be the Prap�rty Address unless Bonower has des�gnated a substitute notice a�ldress by notice to Lender. Borrower sha11 promptly notify Lender of B�rrower's chang��f address. if�en�er specifies a procedure for reporting Borrativer`s change of address,then Borrowei sha11 only report a change of addre�s thraugh that specified pracedure. There may be onl�one designated notice a�dre�s under this S�cu.rit��nstrumen.t at any one tirn�.Any notice to Lend�r sha11 be gi�en by deiivering i��r by m��ing it by first class mai�to Lender`s add�ress sta.ted herein unless Lender has designated another addre�s by notice to�3orrow�r.A.n�notice in connection with th�s Security Instrume�.t sha��ot be deemed to�iave been gi�en to L�nder until act�a��recei�red b�Lender. ��' any notice required by this Se�urity Instrument is alsa required under Applicable La�v,the Applicable Law requirement will sa�isfy the corresponding r��u�rement under this Security Instrument. 'I fi. GoverningLaw; 5e�erability;Rulesc�f�Gc��struetion.This Secur��y Instrument sha��be go�ern�d by federalla�v and the law of the jurisdiction.��rwhich the prvperty is located.A11 rights and ob�igatxons contained in this Security Instrument are su��t t4 any requirements and limita.tions of Applicable La�. Appt�cable Law might explicitly or i�nplic�t��r a11o�v the par��es to agree by contract or it might be silen�,but such silence sha11 not be con�trued as a prohibit�on against agreement b�contract, In the event that any pravis��n�r�lause of this Se�urity Instrume�t or the l�ote conflicts with Applicable Law,suc��onflict shall not affect other provi�ions of this Secu�ity Instrument or the Note vvhich can be given effect witho�t��he conflicting pro�isian. , As used in this Security Instrument: (a)tivord�of t�ie masculine gender sha11 mean and includ�c�rresponding neuter words or vvords of the ferninine ge�.�er; �b)words�n the singular sha11 mean and include the plural and vice versa;a�d(c}the word "ma�"gi�e��a1e d�screti�n�ithout any ob�igat��n to take any actian. 'I�. Sor�awe�'s�opy.Barr+awer sha11 be.give��ne copy of the Note and af this Security�nstrument. 'l 8. Transfer af#he PrQper#y or a �enefic�2��i�terest in�vrrov�rer.As used in this Se�tion 18, "�n.t�eres�in the Prap erty"means any lega�or b e ne f.c�a�i�tere st in.the Prop erty, inc luding,bu�not 1 imited to,tha se beneficiai interests transferred�n a bond��r d�ed,contract far deed, insta�lment sate�con�ract or escr�w agreerrient,��e i�tent of�rhich is the tran�fe�r��;titie�by Borrower at a future date to a purchaser. If a11 or any part Qf the Prop�r�y or anyf�n�e�est i�the Proper�r is so�d or transferred(or if$�rr�wer is not a �.atural person and a�eneficial interest in B�rrower�s s�ld or transferred)without Lender's prior written �onsent,Lender may r�quire immediate payment in f�i�o�'a1�sums secured by this Security Instrument, Hawever,this optian sha��not b�exercise��y L�nder if�uch ex�rcise is prohibited by Applicab�e Law. NEBRASKA�ingle Family-Far�nie MaelFt3eddie Mac UNIFCRM IhlSTRUIV1��iT WI i H MERS Form 3��8 1l�1 VMP� VMPfiA(NE}(13a2).�4 Wolters Kluwer Financial Services '� ' - . Page 12 of 17 q�3347698757 Q233 382 1217 �