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2� 15�7�58 <br /> �C} "�ender"is �U�Cken Loans Inc. <br /> . <br /> Lender is a �orpor�a�ti on <br /> organized and exi�ting under the 1a�s t�f th e 5tat� af Mi c h�g ar� . <br /> L�nd�r's addres�is laSQ �a�dward AV�, Detr��t, �� 4����-19�� <br /> {�) "Trustee"is F�r'St ����'�C�n T�t�l e <br /> �E3 "MERS"is Mortgage Electronic Registration Systerx�s, Inc. MERS is a separate carporat�vn tha�is <br /> acting sole��as a nomine�fvr Lender and Lender's succ�ssors and a�signs. MERS is the benef��iary <br /> ur�der this Se�urity Instrument. MER,S is organized and exxsting under the�a�vs of Delaware, and has <br /> an adcir��s and tel�pht�ne�aumbe�r of P,�. �o�2D�6,F1int,MI 485�1-�426,�tel. �888)679-MERS. <br /> �F} "Note"means the promissory note�igned by Borrower and dated �C ta�7e r 2�, �Q 1� . The Note <br /> sta.te s that B�rro�ver�we s Lender N 1 n�t,� F 1 V E T�1 D LI S��1 d �n e H U n�1"L d T��r t�y �1 X �n d <br /> ���lflfl <br /> Dollars(�.S. $ ��,1��.�4 )plus�nter�st. Borr�tiver ha�promised to pay thi�debt in regula.r <br /> P�riadic�a�ments and to pay�he debt in fu11 no��later than ������J�r 1, ��4� . <br /> �G} "Froperty"means the property that is described belo�v under the heading"Transfer of Rights in the <br /> Prop erty." <br /> �H} "Loan"means the debt e��denced by the Note, plus interest, and late charges due under�he Not�, a�.d a11 <br /> sum�due under this Security Instrument,p�us interest. <br /> �I] "l�d�rs"m�ans al�Riders to this Secur�ty Instrument that are�x�cuted by��rro�rer. The fo��owing <br /> Rid�rs are to be execut�d by Borrov�er�check bo�as applicable]: <br /> �Adjust�.bte Rate�ider ���ndon�in�um�ider ❑ I�ia�ed�Unit i]evelopment Rider <br />� ��th�r Lega� Attache� <br /> 0 Rehabilita.tion Laan�ider <br /> �,T} "AppliCabl�Law"means a�l contro���ng�pplicable federal, state an�d��ca�sta�.t�s, regu�a�ions, <br /> ardinances a�d�dminis�rative rules and arders�that have the effec�af�aw}as w'el�as a�i agpti�ab�e fina�, <br /> non-appealable judicial op�nions. <br /> (�} "�ammunity Assoc�at�an Dues, �'�es, and A�sessmex�ts"mean�a�l dues, fees, assessments and other <br /> charges that are�mpvsed on B�rro,t�rer or th�e Property by a co�dominir�m asso�iat�on,homeowners <br /> association or sim��ar organi�at�an, <br /> �L� "E�e��rv�.i.��'unds Tr�nsfer"means any transfer of fun�s, other than a transaction originated by check, <br /> draft,ar s�milar�ap�r instrument,which is init�a�ted�t�rough.a�n e��c�onic terminal,telephonic <br /> instrument,computer,or magn�tic�a.pe so as ta order, instru�t,or authorize a financial institution to <br /> debit or credit an account. �uch term inc�udes,but is not limite�to,point-of-sa�e transfers,automated <br /> te�ler machine transactians,transfers initiated by telephone,�vire transfers,and automat�d clearinghouse <br /> transfers. <br /> FHA Deed of Trust W ith M E RS-N E 913a12d 14 <br /> Bankers 5ystems'�"� VMP C7 VMP41V(NE](154B].40 <br /> W�Iters Kluw�r Fir�ancial Ser�i�es page 2 of i 7 <br /> qQ3346356$4Q 0233 424 ��17 <br />