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2� 15�759� darnage�o,�r destructian�f,the Prop�r�y,such p�licy shall inc�ude a standard mortgage clause and sha�l name Lender as mortgagee andlor as an addit�onal loss payee. In�he event of 1oss,Borrower shall give prompt notice�o�he insuran�e carr�er and Lender.Lender may make proof of Ioss if not made pr�mp�ly by Borrovver.Unless Lender and Borrower o�herwise agr�e in writing,any insura�ce proceeds,whether or nat the under�ying insurance was required by Lender, shall be applied to restoration or repair of the Praperty,if the restoration or repair is e�onomically feasible and Lender's security is not lessened.During such repair and restoration per�od,Lender shall have the right �o hflld such insurance proceeds until Lender has had an appor�unity t�inspect su�h Frop�rty to ensure the work has been C�mpleted to Lender's sa�isfactivn,provided that such inspecti�n shall be und�rtaken promp�ly.Lender may d�sburse pr�ceeds f�r the repairs and restoratifln�n a single paymen��r in a series �f progress payments as th�v�rork is compl�ted.Unl�ss an agreem�nt is made in writing ar Applicable Lativ requir�s in��rest to be paid on such insurance proceeds,Lender shall n�t be required to pay BQrrower any interest�r earnings on su�h pra�eeds.Fees far public adjusters,or�ther third parties,retained by Borrower shall not be paid out�f the in�urance proceeds and shall l�e the sole obliga�ion�f Borrovver. If the restorati�n or repair is nnt ecor��mi�ally feasii�le�r Lend�r's security w�uld be lessened,the insurance proc�eds shall be applied�o the sums secured by�his Security�nstrument,whether or not then due,wi�h the excess,if any,paid to B�rrower. Such�nsuranc�proceeds sha��be applied in the�rder provid�d for in Section 2. �f Borrov�er abandons the Property,Lender may file,negotiate and sett�e any availabl�insurance claim and related matters.If Borrower does no�respond with�n 34 days to a notice from Lender that the�nsurance carrier has affered ta settle a claim,ther�L�nd�r may negotiate and settle the�lairn. The 34-day period will begin�wh�n�he not�ce is give�. In either event,or if Lender acquires the Property under Sectior�2Z ar o�herwise,Borrower hereby assigns t�Lender�a}Borrvwer's righ�s�a any�risuran�e proceeds in an amaunt no�to exceed the amounts unpa�d und�r�he N�te�r thi� Security Instrurnent,and�b}any oth�r of Borr��v�r's rights(ather than the r��ht to any refund of unearn�d premiums paid by Borrower}under al1 insurance policies co��ring the Property,insafar as such rights are appli�ab��to th�c�v�ra�e of th� � Prop�rty.L�nder may use the insurance proceeds either to r�pa�r or rest�re the Property vr to pay am�unts unpaid under the Note or this S�curity Instrum�n�,whether or not then due. �.C3��upan�y.Borrower shall accupy,establish,and use th�Property as Bnrraw�r's princ�pal residence Within 6Q days after the execution of this Security In�trument and sha�l continue to occupy the Pr�perty as Barrov�er's principal residence for at least ane year after the date of occupan�y,uMless Lender otherwise agrees in writing,which consent shall not be unr�asonably vvithheld,or unless extenuating circumstances exist vvhich are beyond Borrovver's contro�. �. Pr�servation, Maintenance and Protecti�n �f the Praperty; Insp�ctions� B�rrower shal� not destray,damage or impair the Property, allow the Fraperty t�deteri�rate or c�mmit v�aste on the Pr�perty. Whether or n�t Borro�ver is residing in the Property,Borrnwer shall maintain the Praperty in arder t�prevent�h�Property from deterioratang or decreasing in value due to i�s c�nditi�n.Unless�t is determined pursuant ta Section 5 that repair�r r�storatian is not ec�n�mically feasible,BorroWer shall prompt�y repair the Pr�perty�f damaged to avoid furth�r deterioration or damage.If insuranc��r condemnation pro��eds are paid in connec�ion with damage to,vr the taking of,th�Property,Barrower shall be responsib�e for repairin��r r�storing the Pr�perty only�f Lend�r has r�leased pr�ceeds for such HCFG-��359 NEBRASKA-Single Family-Far�nie MaelFreddie Mac UNIFORM INSTRLIMENT Form 3�25 1141 VMP� 43115 Wolters Kluwer Finat�cial 5ervices 2015141915.2.2.3�98-JZ�1505��Y Page 7 af 17 *3539482 1522 *