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2� 15�759� (P} "�,SP14"means the Real Estate Settlement Proce�lures Act(1�U.S.�. S�ction��1 et se�.�and its implem�n�ing regulation,R�gulation��1 Z C.F.R. Par� I 0�4},as they might be amended from time tv tim�,or any additional ar suc�essor legis�ation or regulat�on that gov�rns th�same subj ect matter.As used in this 5ecu��ity Instrument,RESPA refers to all requirements and restrictions that are irnpased�n regard t�a"federally related m�rtgag�loan" even if the Loan does n��qualify as a "federally related mnrtgage loan"under RESPA. (�} "SuccessQr in In�e�est of.,�orrov��r"m�ans a�y party that has taken title ta the Property,vvhether �r n�t that party has assumed Borrov�er's abligations under th�Note andlar this Secur�ty Instrumen�. Transfer of R�ghts in the Property. This Security Instrurnent secures t�L�nder: �i}the r�payment of the Loan,and a11 renevvals, extensions and modifications of the Note; and�ii�the perf�rmance of B�rro�ver's covenants and agre�ments under this Security Instrument and the Note.For�his purpose, B�rrower irrevocably grants and cfln�eys to Trustee,in�rust,with power af sale,t�ie fallowing described prnperty located in the�oun.ty[Type of Recording Jurisdic�ion�of Ha11[Name af Rec�rding Jurisd�cti�n] Lot 4,Block 1, Capital Heights Fourth Subdivision��the City of�rand Island,Ha�l Count�r,Nebraska Parcel ID Number: 4��153424 whi�h curr�nt�y has the address of 4241 MI�HIGAN AVE �S�reet] �RAND ISLAND ��ity],N�braska dSS43 [Zip�ade] �"Prop�rty Address"}: T�C"rETHER WITH a��the irnpr��ements naw or hereafter�r�cted�n the pr�p�rty, and alI eas�ments, appurtenan�es,and fixtures now or hereafter a part of the praperty.A�l replacements and additions sha�l also he c�vered by this Security Instrument.All of the foregning is referred to in this Seeurity Instrument as the "Property." B�RR��VER��VENANTS that Borr�Wer is lawfully se�sed nf�he e�tate hereby conveyed and ha�the right to grant and convey the Praperty and that the Proper�is unen�umbered,except for en�umbrances of rec�rd. B�rrower warrants and v�il�defend generally�h�title to the Prflperty against all�laims and demands,subj ect to any encumbrances of record. THIS SECURITY INSTRUMENT combines unif�rm covenants for nati�nai use and non-uniform covenants with limited variations by jurisdicti�n ta constitute a uniform security instrumen�covering real praperty. U n�f o�'m �o►►e�a nt5. Borrower and Lender co�enant and agree as f�llows: '1.Paym�r�t of Principa#, Int�r�st� Es�row Items, Pr�payment�harges,and Lat�Charges. Borrower sha�l�ay when due the principal�f,and int�res�an,�he debt evidenc�d by the Note and any prepayment charges and late�harges du�under th�Note.Borrow�r shall alsa pay funds for Escr�v�Items pursuant to Section 3. Payments due under the Note and th�s Security Ins�rument sha1�be made in IJ.S. currency.Hawever,if any che�k or other instrumen�received by Lender as payment under the Nate or tihis Security Instrument is returned to Lender unpaid,Lender may require that any or all subsequent payments du�under the Note and this Security Instrument be made in�ne or more of the follovving f�rms, as selected by Lender: �a�cash; �b�mflney order; �c) certi�ed che�k,bank check,treasurer's check or cashier's checl�,provided any such check is drawn up�n an instituti�n whose deposits are insured by a federal a�ency,instrumentality, or entity; or�d�E1�ctr�nic Funds Transfer. HCFG-00359 NEBRASKA-Singie Family-Fannie MaelFreddie Mac UNIFtiRM INSTRLIMENT Form 3028 9101 VMP� �3I15 Wofters Kluwer Financial Services 20151 Q'f 915.2.2.3298-J2015454�Y Page 3 af 9� * 4�61522�*