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� <br />� <br /> 2� 15�759� <br /> If the Laan is subj ect t�a lav�r�vh�ch sets maximum loan charges, and that lavv is finally�n��rpreted so <br /> �ha�th�interest or other laan�harges�ollected or to�e collected in cannectian with the Laan exc�ed the <br /> permit�ed Iim�ts,then: �a}any su�h��an charge sha11 be reduced by the amount necessary to reduce the <br /> charge to the permitted�imit;and�b}any sums already�ollected from Borro�ver which exceeded permitted <br /> Iimits wi��be refunded tn Borrovver. Lender may choose ta rnake�his refund by r�ducing�he prin�ipal <br /> owed under the Note or by making a direct payment to Borrovver. If a refund reduces principal,the <br /> redu�tian w�11 be treated as a partial prepayment without any prepayment charge�whether or no�a <br /> prepayment charge is prov�d�d for under the Note). Borrovver's a�ceptance af any such refund made by <br /> d�r�ct payment to Borrovver will constitute a tivaiver of any ri�ht af ac�i�n B�rrov��r might ha��arising <br /> out vf such�vercharge. <br /> 'I 5. Noti��s.All notic�s gi��n by Bvrrav�er or Lender in connection vv��h this Se�urity Instrument must <br /> be in writing.Any notice to Borr�wer in c�nn�ctivn with this Security Instrum�nt sha�l�e d�emed to <br /> ha�e been gi�en to Borrvwer when mai�ed by first�lass mail�r when actually delivered to B�rr-ower's <br /> notice address if s�nt by�ther means.Notic�ta any one Borrower shail constitut�notice to all Borrov�rers <br /> unless Applicab�e Law e�pressly requires�therwise. The natice address shall be the Property Addr�ss <br /> unless Borra�ver has designated a substitut�natice address by notice t�Lender.Borrower sha��pr�rnptly <br /> notify Lender�f Borrovver's change of address.�f Lender specifies a procedure for repor#ing B�rrower's <br /> change�f address,then Borrower shall oniy repart a change of ad�ress through�hat s�ecified procedure. <br /> There may be vnly ane designated notice address under this S�curity Instrum�nt at any one t�m�.Any <br /> notice ta Lender shall be given by deli�ering it or t�y mai�ing i�by first class mail to L�nder's address <br /> stated herein unless Lender has designated anather address by notice�o Borrovver.Any notice in conne�tian <br /> with this Security Instrument sha�1 not be deem�d ta have been given to Lender until actually re�eived <br /> by Lender.If a.ny noti�e requir�d by this Security In�tru.ment�s also required under Applicable Law,the <br /> A�plicable Law requ�remen�wi11 satisfy the carresponding requirem�nt und�r this Security Ins�rument. <br /> 'I fi. Go�ern�ng Law; S��erab�lity; Rul�s of�on�tru�tion. This Se�ur�ty Instrument shal�be <br /> governed by federal law and th�1aw flf the jurisdiCtr�n in vvhich the Property is 1v�ated.A��rights and <br /> �bligations contained in this S�cur�ty Instrum�nt are subj ect to any requiremen�s and 1im.�tations of <br /> Applicable Lavv.Applicabl�Law m�ght explicitly ar implicitly allaw the parties t�agree by cantract ar <br /> it migh�be silent,bu�such silence shall not b�canstrued as a prahibition against agreement by c�ntract. <br /> In the e�ent�hat any provisi�n or clause af this 5�curity Instrum�nt�r the Nnte conflicts with Applicable <br /> Law,such conflict shall not affec�other provisians of thi� Security Instrument or the Note v�hich can be <br /> given effe�t vvith�ut the conflicting provis�on, <br /> As used in this Security Instrument: (a}w�rds of the masculine gender shall m�an and include <br /> c�rresponding neut�r v�rords or words�f�he feminine ger�der; �b}words in the singular shal�mean and <br /> include the plural and vice versa;and�c}the�vord"may"gives s�1e discretion vvithout any obligation to <br /> take any action. <br /> 'I?. B o rrowe r's �o py. Borrower shall be gi�en ane copy of the�ote and af this S ecurity Instrument. <br /> 'f 8. Transfer�f the Property�r a Benefi�ial I nterest i n Borr�wer. As used in this Secti�n �8, <br /> "Ir�terest in th�Property"means any�egal or benefiCia��n�er�st in the Property,including,but not limited <br /> to,those bene�cia��nteres�s transferred in a hvnd for deed, contract for deed, installrr�ent sales cor�tract <br /> �r escraw agreement,�he intent�f vvhich�s the transfer of title by Borr�wer at a future date to a purchaser. <br /> HCFG-�0359 <br /> NEBRASKA-Single Family-Fannie MaelFreddie Mac LINIFQRM INSTRLIMENT Form 3D28 110'I <br /> VMP� <br /> o�r�� <br /> Wolters Kluwer Financiat Servi�es �015101915.2.2.3298-JZa154506Y Page 12 of�? <br /> * 5 4 � * <br />