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WHEN RECORDED MAIL TO: <br />Town & Country Bank <br />Ravenna <br />PO Box 40 <br />Ravenna, NE 68869 <br />0 Adjustable Rate Rider <br />0 Balloon Rider <br />0 1 -4 Family Rider <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />0 Condominium Rider <br />0 Planned Unit Development Rider <br />0 Biweekly Payment Rider <br />n r■ <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Page 1 of 11 <br />r' <br />r 's) <br />0 Second Home Rider <br />Other(s) [specify] <br />C) <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, <br />18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument” means this document, which is dated October 22, 2015, together with all Riders to this <br />document. <br />(B) "Borrower" is JOHN D HADENFELDT and REBECCA K HADENFELDT; AS HUSBAND AND WIFE. Borrower is the <br />trustor under this Security Instrument. <br />(C) "Lender" is Town & Country Bank. Lender is a corporation organized and existing under the laws of Nebraska. <br />Lender's address is Town & Country Bank Main Office, 423 Grand Avenue, P.O. Box 40, Ravenna, NE 68869. Lender <br />is the beneficiary under this Security Instrument. <br />(D) "Trustee" is West Gate Bank. <br />(E) "Note" means the promissory note signed by Borrower and dated October 22, 2015. The Note states that <br />Borrower owes Lender Two Hundred Eighty -six Thousand Nine Hundred & 00 /100 Dollars (U.S. $286,900.00) plus <br />interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />November 1, 2045. <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to <br />be executed by Borrower [check box as applicable]: <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial <br />opinions. <br />Form 3028 1,41 <br />Initials: <br />