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n 6 s� After Recording Return To: Homeside Lending, Inc. 7301 Baymeadows Way Jacksonville, Florida 32256 DEFINITIONS m C M C1 3 M CA N O n C ti O —1 O 00 cc M rn rn `. d O -n O F 'r -M Z: o ~ rf, z rn G� M r- 7C VtT2 GJ P N N (n 200101231 �• `� [Space Above This Line For Recording Data] DEED OF TRUST Loan Number 3858043 Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated FEBRUARY 13, 2001, together with all Riders to this document. (B) 'Borrower" is STEPHEN G. WARRINER and MELANIE A. WARRINER, HUSBAND AND WIFE, AS JOINT TENANTS. Borrower is the trustor under this Security Instrument. (C) "Lender" is HOMESIDE LENDING, INC.. Lender is a CORPORATION organized and existing under the laws of FLORIDA. Lender's address is 7301 BAYMEADOWS WAY, JACKSONVILLE, FLORIDA 32256. Lender is the beneficiary under this Security Instrument. (D) "Trustee" is TICOR TITLE INSURANCE COMPANY. (E) "Note" means the promissory note signed by Borrower and dated FEBRUARY 13, 2001. The Note states that Borrower owes Lender EIGHTY -SEVEN THOUSAND AND 00 /100ths Dollars (U.S.$87,000.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than MARCH 1, 2011. (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA- Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 (page 1 of 13 pages)